Bill · H.R. 5354· House(119-HR-5354)
Equal Employment for All Act of 2025
- Introduced
- 9/15/2025
- Last activity
- 9/15/2025 — Referred to the House Committee on Financial Services.
- Sponsored by
- Steve Cohen
- Cosponsors
- - 4 - 0
- Introduced
- In Committee
What this bill would do
The Equal Employment for All Act of 2025 aims to amend the Fair Credit Reporting Act. It seeks to prohibit prospective and current employers from using consumer credit reports or investigative consumer reports for employment purposes. This includes a ban on using information regarding a consumer's creditworthiness, credit standing, or credit capacity to make adverse employment decisions. The prohibition applies regardless of whether the consumer provides consent. However, certain exceptions are maintained for specific circumstances.
Yes· 3 of 7
Would households on low incomes be better off under this?+6
The bill prevents credit-based employment barriers that frequently impact individuals with lower incomes or poor credit history.
Does this protect people from being watched or searched?+5
The bill enhances privacy by prohibiting employers from accessing personal credit-related information for employment decisions.
Would middle-income households be better off under this?+4
The bill provides a safeguard against the use of financial history in employment decisions for middle-income earners.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Protection from Employment Discrimination: The bill prohibits employers from using information related to creditworthiness, credit standing, or credit capacity to make adverse employment decisions or for employment purposes (Section 2(a)(1)).
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Standardized Employment Standards: By prohibiting the use of consumer reports for employment decisions, the act limits the ability of employers to use financial history against prospective or current employees (Section 2(a)(1)).
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Safeguards Against Retaliation for Withholding Consent: An employer may not deny employment or make other employment decisions because a consumer has not authorized the procurement of a consumer report (Section 2(a)(1), subsection (b)(5)(B)).
Potential Negative Impacts for People
-
Limited Access to Financial Information for Security Roles: Employers may still use consumer reports for employees who apply for or hold jobs requiring national security clearance (Section 2(a)(1), subsection (b)(3)(A)).
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Restricted Use of Information via Legal Requirements: The bill allows for the use of consumer reports when it is otherwise required by law (Section 2(a)(1), subsection (b)(3)(B)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+6Good For African Americans+4Good For Hispanic Americans+4Good For Middle Class Households+4Good For White Americans+3
- Governance And Ideology
- Improves Privacy Rights+5
- Social Issues And Justice
- Improves Racial Equity+3
- 9/15/2025
- Referred to the House Committee on Financial Services.
- 4 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Danny DavisDemocrat · Illinois
Kevin MullinDemocrat · California
Eleanor NortonDemocrat · District of Columbia
Janice SchakowskyDemocrat · Illinois