Bill · H.R. 4774· House(119-HR-4774)

Fix Our Flooded Basements Act of 2025

Age: 50 years

Michigan

Introduced: 7/25/2025
Last activity: 7/26/2025 — Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
Sponsored by: Rashida Tlaib
Cosponsors: - 22 - 0

Emergency Management

Introduced
In Committee

What this bill would do

The "Fix Our Flooded Basements Act of 2025" aims to improve assistance for flood-damaged basements under the Robert T. Stafford Disaster Relief and Emergency Assistance Act. The bill ensures that assistance for basement repairs isn't limited to essential rooms and covers mold, mildew, and moisture damage caused by disasters. It also mandates that personal property assistance is equivalent to coverage under the Standard Flood Insurance Policy. The bill requires revisions to regulations to expand eligibility and coverage under the Group Flood Insurance Policy. Finally, it amends the Stafford Act to exclude mitigation measures and Group Flood Insurance Policy premiums from the maximum amount of financial assistance.

Yes· 3 of 4

Does this improve help for people hit by a disaster?+8
The bill directly improves disaster relief by expanding assistance for flood-damaged basements and personal property under the Stafford Act, making it easier for people to recover after floods.
Would households on low incomes be better off under this?+7
Low-income households are more likely to live in flood-prone areas and struggle to afford flood insurance, so expanding assistance for flood damage is beneficial for them.
Would people in cities be better off under this?+7
Urban residents, who are more likely to live in densely populated areas with aging infrastructure, often experience basement flooding, so this act would benefit them.