Bill · H.R. 4572· House(119-HR-4572)
Save Affordable Housing Act of 2025
- Introduced
- 7/21/2025
- Last activity
- 7/21/2025 — Referred to the House Committee on Ways and Means.
- Sponsored by
- Joe Neguse
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
The "Save Affordable Housing Act of 2025" aims to change the rules around low-income housing tax credits by repealing an exception that allowed developers to get out of their commitment to provide affordable housing after a certain period. It amends the Internal Revenue Code of 1986, affecting how the low-income housing credit works. The goal is to keep properties affordable for a longer time.
Yes· 3 of 23
Would households on low incomes be better off under this?+9
Directly benefits low-income households by preserving the availability of affordable rental units.
Does this make housing cost less?+8
The bill repeals exceptions that allowed developers to exit affordable housing commitments, ensuring properties remain affordable for longer.
Would people in cities be better off under this?+5
Low-income housing credits are heavily concentrated in urban areas.
The opposite
Would business owners be better off under this?-3
May reduce profit opportunities for developers who wished to exit affordable commitments.
Who it would affect, and how
Potential Positive Impacts for People
-
The repeal of the qualified contract option (Section 2(a)) may help preserve affordable housing for low-income individuals and families. This is because it removes a way for building owners to avoid the extended low-income housing commitment, potentially keeping rents low for a longer period.
-
The changes to rules about existing projects (Section 2(b)) could ensure that when a property is sold, the low-income portion remains affordable. The housing credit agency must consider rent restrictions when determining fair market value, which should help maintain affordability standards.
Potential Negative Impacts for People
- There are no explicitly stated potential negative impacts for people found within the bill.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+9Good For Urban Residents+5Good For African Americans+4Good For Asian Americans+4Good For Hispanic Americans+4Good For Native Americans+4Good For People With Disabilities+4Good For Children+3Good For Immigrants+3Good For L G B T Q Community+3Good For Middle Aged+3Good For Retirees+3Good For Rural Residents+3Good For Seniors+3Good For Veterans+3Good For Women+3Good For Young Adults+3Good For Men+2Good For Students+2Good For White Americans+2Good For Business Owners-3
- Social Issues And Justice
- Improves Affordable Housing+8Reduces Homelessness+5Improves Poverty Reduction+4
- 7/21/2025
- Referred to the House Committee on Ways and Means.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.