Agricultural Emergency Relief Act of 2025

Financial Assistance for Disaster Victims: The program provides payments to producers experiencing qualified losses in crops, trees, bushes, or vines due to disasters like droughts, wildfires, or floods (Section 3(a) and Section 2(7)).

Coverage for Prevented Planting: Producers can receive help if a disaster prevents them from planting a crop (Section 2(7)(B)(i)).

Protection for Crop Quality: The bill accounts for losses in the quality of crops or vines, including those caused by smoke exposure from wildfires (Section 2(7)(B)).

Specific Support for Wine Grape Producers: For producers using at least 75 percent of their grapes to produce wine at their own facility, payments can be calculated based on market rates (Section 3(d)(2)(C)).

Mandatory Insurance Requirement: To receive any payment, a producer must agree to purchase Federal Crop Insurance or the Noninsured Crop Disaster Assistance Program for the next two succeeding crop years (Section 3(c)(2)).

Payment Caps for Certain Producers: Producers with an average adjusted gross farm income of less than 75 percent are limited to receiving no more than $125,000 for specialty/high-value crops and $125,000 for other crops (Section 3(e)(1)).

Lower Payment Percentages for Uninsured Producers: If a producer did not obtain insurance or file necessary paperwork for the Noninsured Crop Disaster Assistance Program, their payments are capped at 70 percent of qualified losses rather than 90 percent (Section 3(e)(3)(B)).

Payment Caps for Higher Income Producers: Producers with an average adjusted gross farm income of 75 percent or more are capped at $900,000 for specialty/high-value crops and $250,000 for other crops (Section 3(e)(2)).