Bill · H.R. 379· House(119-HR-379)

Healthcare Freedom and Choice Act

Age: 69 years

Georgia

Introduced: 1/14/2025
Last activity: 1/14/2025 — Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sponsored by: Earl Carter
Cosponsors: - 11 - 0

Health

Introduced
In Committee

What this bill would do

This bill is titled the "Healthcare Freedom and Choice Act." It aims to nullify a specific final interagency rule. That rule relates to "Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage." This rule was published on April 3, 2024, in the Federal Register. If passed, this act ensures that the rule has no force or effect.

Yes· 3 of 4

Does this leave more decisions to the states?+2
Nullifying a federal interagency rule reduces federal regulatory oversight on insurance products.
Does this lower what people pay for private health insurance?+2
The nullification of the rule may allow for a wider market of lower-cost, short-term insurance options.
Would middle-income households be better off under this?+1
The bill may allow middle-income individuals access to cheaper, albeit less comprehensive, insurance options.

The opposite

Does this strengthen the Affordable Care Act?-3
By nullifying the rule regarding short-term, limited-duration insurance, the bill removes regulations intended to align those plans with Affordable Care Act standards.
Would households on low incomes be better off under this?-2
The removal of regulations on short-term plans may result in less comprehensive coverage for low-income individuals.