Bill · H.R. 3629· House(119-HR-3629)
End Banking for Human Traffickers Act of 2025
- Introduced
- 5/29/2025
- Last activity
- 5/29/2025 — Referred to the Committee on Financial Services, and in addition to the Committee on Foreign Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Sponsored by
- Brian Fitzpatrick
- Cosponsors
- - 0 - 4
- Introduced
- In Committee
What this bill would do
The "End Banking for Human Traffickers Act of 2025" aims to increase the role of the financial industry in fighting human trafficking. It requires the Financial Institutions Examination Council to review and improve training and procedures to better detect transactions related to trafficking. The bill also mandates that an Interagency Task Force submit an analysis and recommendations to various House and Senate committees. These recommendations may include best practices, policy changes, and information-sharing improvements. Additionally, the bill amends the Trafficking Victims Protection Act of 2000 to include considerations regarding a country's framework for preventing trafficking-related financial transactions.
Yes
Would households on low incomes be better off under this?+6
Improved detection of human trafficking provides better safety nets for vulnerable populations.
Does this give people more protection from unfair business practices?+5
Enhancing financial transparency and detection of crimes like human trafficking protects the broader consumer environment.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Improved detection of human trafficking: The Financial Institutions Examination Council is tasked with reviewing and enhancing procedures to improve the ability of anti-money laundering and countering the financing of terrorism programs to detect transactions related to severe forms of trafficking in persons (Section 2(a)(1)).
-
Better coordination with law enforcement: The bill directs a review of procedures for referring potential trafficking cases to the appropriate law enforcement agencies (Section 2(a)(2)).
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Strengthened anti-money laundering efforts: The Interagency Task Force is required to provide recommendations to strengthen efforts against money laundering related to human trafficking, which may include changes to training and information sharing (Section 2(b)(1) and 2(b)(2)).
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Addressing emerging threats: The bill allows for recommendations regarding changes to statutory law to better detect and deter money laundering that involves emerging technologies and virtual currencies (Section 2(b)(2)(E)).
Potential Negative Impacts for People
- Protection against denial of services: The bill explicitly states that it should not be construed to encourage financial institutions to deny services to victims of trafficking or individuals not responsible for promoting severe forms of trafficking in persons (Section 2(c)(2)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+6
- Economy And Finance
- Improves Consumer Protection+5
- 8/13/2026
- 1 Cosponsor added.
- 12/16/2025
- 1 Cosponsor added.
- 6/4/2025
- 1 Cosponsor added.
- 5/29/2025
- Referred to the Committee on Financial Services, and in addition to the Committee on Foreign Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- 1 Cosponsor added.
- Introduced in House
3 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Donald DavisDemocrat · North Carolina
Josh GottheimerDemocrat · New Jersey
William KeatingDemocrat · Massachusetts
Gabe VasquezDemocrat · New Mexico