Bill · H.R. 2553· House(119-HR-2553)
Capping Prescription Costs Act of 2025
- Introduced
- 4/1/2025
- Last activity
- 4/1/2025 — Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Sponsored by
- Steven Horsford
- Cosponsors
- - 9 - 0
- Introduced
- In Committee
What this bill would do
The Capping Prescription Costs Act of 2025 aims to limit the amount people have to pay out-of-pocket for prescription drugs. It establishes a cap on cost-sharing for individuals covered under Qualified Health Plans. For plan years starting in 2026, the limit is set at $2,000 per year for an individual and $4,000 per year for a family. For subsequent years, these amounts will be adjusted based on the medical care component of the consumer price index. The bill also applies these cost-sharing limitations to group health plans. These changes are intended to take effect for plan years beginning on or after January 1, 2026.
Yes· 3 of 27
Would retired people be better off under this?+8
Retirees often face high drug costs and will benefit significantly from the cap.
Does this lower the price of prescription medicines?+8
The bill directly caps the out-of-pocket costs individuals and families must pay for prescription drugs.
Would people over 65 be better off under this?+7
The cap on prescription drug costs is highly beneficial for seniors on fixed incomes.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Lower Out-of-Pocket Costs for Individuals: Under Section 2(a)(1), cost-sharing for prescription drugs in Qualified Health Plans will be capped at $2,000 per year for each enrolled individual. This provides a predictable limit on drug expenses.
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Lower Out-of-Pocket Costs for Families: Under Section 2(a)(1), the cap for families is set at $4,000 per year, which limits the total amount a family must pay for covered prescriptions.
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Protection Against Inflationary Increases: Section 2(a)(2)(B)(i) ensures that the cost caps are adjusted annually based on the medical care component of the consumer price index, allowing the limits to keep up with economic changes.
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Uniformity Across Different Health Plans: Section 2(b) extends these cost-sharing limitations to group health plans, ensuring that those with group coverage also have a cap on their prescription drug expenses.
Potential Negative Impacts for People
- No specific negative impacts are explicitly detailed in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Retirees+8Good For Low Income Households+7Good For People With Disabilities+7Good For Seniors+7Good For Middle Class Households+6Good For Children+5Good For L G B T Q Community+5Good For Middle Aged+5Good For Union Workers+5Good For African Americans+4Good For Asian Americans+4Good For Hispanic Americans+4Good For Immigrants+4Good For Men+4Good For Native Americans+4Good For Students+4Good For Veterans+4Good For White Americans+4Good For Women+4Good For Young Adults+4Good For High Income Households+2
- Healthcare
- Reduces Prescription Drug Costs+8Increases Affordable Care Act Support+6Improves Healthcare Access+5
- Economy And Finance
- Improves Consumer Protection+7
- Social Issues And Justice
- Improves Poverty Reduction+4
- Governance And Ideology
- Increases Federal Power+3
- 3/12/2026
- 1 Cosponsor added.
- 4/1/2025
- Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- 8 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Sheila Cherfilus-McCormickDemocrat · Florida
Shomari FiguresDemocrat · Alabama
Jahana HayesDemocrat · Connecticut
Henry JohnsonDemocrat · Georgia
Eleanor NortonDemocrat · District of Columbia
Melanie StansburyDemocrat · New Mexico
Bennie ThompsonDemocrat · Mississippi
Gabe VasquezDemocrat · New Mexico
Maxine WatersDemocrat · California