Bill · H.R. 1759· House(119-HR-1759)
Affordable PLUS Repayment Options for Parents Act of 2025
- Introduced
- 2/27/2025
- Last activity
- 2/27/2025 — Referred to the House Committee on Education and Workforce.
- Sponsored by
- Maxine Waters
- Cosponsors
- - 21 - 0
- Introduced
- In Committee
What this bill would do
This bill, known as the "Affordable PLUS Repayment Options for Parents Act of 2025," seeks to amend the Higher Education Act of 1965. It aims to allow borrowers of Parent PLUS loans or loans made on behalf of a dependent student to access certain repayment plans. Specifically, it would permit these borrowers to use income-contingent repayment plans or income-based repayment plans. The bill also updates the definition of "partial financial hardship" related to these loans. These changes would take effect upon the date the Act is enacted.
Yes· 3 of 6
Would people in middle age be better off under this?+5
This bill benefits middle-aged parents by allowing them to manage Parent PLUS loan payments based on their current income.
Would households on low incomes be better off under this?+5
The bill helps low-income households by allowing them to tie student loan repayments to their adjusted gross income relative to the poverty line.
Does this make college cost less?+5
The bill increases college affordability for families by providing flexible, income-driven repayment options for Parent PLUS loans.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Access to Income-Contingent Repayment: Borrowers of Federal Direct PLUS loans made on behalf of a dependent student, or Federal Direct Consolidation Loans used to discharge those loans, would be able to use income-s contingent repayment plans (Section 2).
-
Access to Income-Based Repayment: The bill removes previous restrictions that prevented borrowers of Federal Direct PLUS loans or loans under section 428B made for dependent students from using income-based repayment plans (Section 3).
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Redefining Financial Hardship: The Act amends the definition of "partial financial hardship" to allow for specific calculations based on a borrower's and spouse's adjusted gross income relative to the poverty line (Section 3).
Potential Negative Impacts for People
- No specific negative impacts or burdens are explicitly detailed in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+5Good For Middle Aged+5Good For Middle Class Households+4Good For Young Adults+4
- Education And Technology
- Improves College Affordability+5
- Social Issues And Justice
- Improves Poverty Reduction+3
- 7/29/2025
- 1 Cosponsor added.
- 3/6/2025
- 1 Cosponsor added.
- 2/27/2025
- Referred to the House Committee on Education and Workforce.
- 19 Cosponsors added.
- Introduced in House
Alma AdamsDemocrat · North Carolina
Wesley BellDemocrat · Missouri
Janelle BynumDemocrat · Oregon
André CarsonDemocrat · Indiana
Danny DavisDemocrat · Illinois
Lloyd DoggettDemocrat · Texas
Suzan DelBeneDemocrat · Washington
Pramila JayapalDemocrat · Washington
Julie JohnsonDemocrat · Texas
Jennifer McClellanDemocrat · Virginia
LaMonica McIverDemocrat · New Jersey
Eleanor NortonDemocrat · District of Columbia
Johnny OlszewskiDemocrat · Maryland
Delia RamirezDemocrat · Illinois
Janice SchakowskyDemocrat · Illinois
Terri SewellDemocrat · Alabama
Eric SwalwellDemocrat · California
Melanie StansburyDemocrat · New Mexico
Bennie ThompsonDemocrat · Mississippi
Rashida TlaibDemocrat · Michigan
Shri ThanedarDemocrat · Michigan