Bill · H.R. 1164· House(119-HR-1164)
Fair Disaster Assistance Act of 2025
- Introduced
- 2/10/2025
- Last activity
- 2/10/2025 — Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
- Sponsored by
- Robert Garcia
- Cosponsors
- - 2 - 1
- Introduced
- In Committee
What this bill would do
This bill, known as the "Fair Disaster Assistance Act of 2025," directs the FEMA Administrator to create new regulations. It aims to prevent certain applicants from receiving a notice of assistance denial while they still have an active insurance claim. Specifically, it targets applicants who own a home or facility damaged by a declared major disaster. The goal is to ensure no denial notice is sent before a final decision is made on their insurance claim.
Yes
Does this improve help for people hit by a disaster?+3
The bill directs FEMA to implement regulations that prevent assistance denials while insurance claims are being processed.
Would middle-income households be better off under this?+2
The bill provides procedural protection for homeowners facing disaster-related losses.
Does this make housing cost less?+2
The bill protects homeowners from premature FEMA assistance denials while insurance claims are pending.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Prevention of Premature Denials: Applicants who own a damaged home or facility will not receive a notice of assistance denial while their insurance claim is still being processed (Section 2). This ensures people aren't told they won't get help before their insurance company has even made a final decision.
Potential Negative Impacts for People
- No negative impacts are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Environment Energy And Infrastructure
- Improves Disaster Relief And F E M A+3
- Demographic And Interest Groups
- Good For Middle Class Households+2
- Social Issues And Justice
- Improves Affordable Housing+2
- 2/13/2025
- 1 Cosponsor added.
- 2/10/2025
- Referred to the House Committee on Transportation and Infrastructure.
- Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
- 2 Cosponsors added.
- Introduced in House
Judy ChuDemocrat · California
Chuck EdwardsRepublican · North Carolina
Ted LieuDemocrat · California