Bill · H.R. 10072· House(119-HR-10072)
Hardworking Seniors Act
- Introduced
- 8/10/2026
- Last activity
- 8/10/2026 — Referred to the House Committee on Ways and Means.
- Sponsored by
- Michelle Fischbach
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This bill, known as the "Hardworking Seniors Act," aims to amend the Internal Revenue Code of 1986. The primary purpose is to allow individuals who are entitled to Medicare Part A because of their age to make contributions to health savings accounts. It includes several technical amendments to ensure coordination between Medicare entitlement and health savings account rules. These changes affect how individuals are treated regarding health insurance purchased from their accounts. The provisions are set to take effect for months beginning after December 31, 2026.
Yes
Would people over 65 be better off under this?+6
The bill provides seniors with new financial flexibility through HSA contributions.
Would retired people be better off under this?+6
The bill benefits retirees by allowing them to continue contributing to HSAs while on Medicare.
Does this make health care easier to get in general?+5
The bill expands options for seniors to use health savings accounts for medical expenses.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Allows Medicare Part A recipients to contribute to HSAs: Under Section 2, the bill amends the code to include individuals entitled to hospital insurance benefits under part A of the Social Security Act by reason of age as eligible to contribute to health savings accounts. This would allow seniors to continue making contributions to these accounts.
Potential Negative Impacts for People
- No negative impacts are explicitly stated in the text: The provided text focuses on the expansion of eligibility for contributions and the necessary technical adjustments to the Internal Revenue Code, but it does not list any specific negative consequences or burdens for individuals or groups.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Retirees+6Good For Seniors+6
- Healthcare
- Improves Healthcare Access+5
- 8/10/2026
- Referred to the House Committee on Ways and Means.
- Introduced in House
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.