Bill · S.J.Res. 169· Senate(119-SJRES-169)
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-06: Unanticipated Overdraft Fee Assessment Practices".
- Introduced
- 4/13/2026
- Last activity
- 4/13/2026 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Sponsored by
- Elizabeth Warren
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This joint resolution aims to provide congressional disapproval of a rule submitted by the Bureau of Consumer Financial Protection. The specific rule being addressed relates to the withdrawal of a previous rule regarding "Consumer Financial Protection Circular 2022-06: Unanticipated Overdraft Fee Assessment Practices." If this resolution passes, the rule submitted by the Bureau shall have no force or effect.
Yes· 3 of 5
Does this give people more protection from unfair business practices?+5
The resolution prevents the withdrawal of a rule regarding unanticipated overdraft fee assessment practices, thereby maintaining protections against certain banking fees.
Would households on low incomes be better off under this?+4
Preventing the withdrawal of the overdraft circular helps safeguard low-income populations who are disproportionately affected by banking fees.
Would middle-income households be better off under this?+3
The resolution protects middle-income households from potentially unanticipated overdraft fee assessments.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Prevention of Rule Withdrawal: By disapproving the Bureau's rule, Congress seeks to prevent the withdrawal of the rule relating to "Consumer Financial Protection Circular s 2022-06: Unanticipated Overdraft Fee Assessment Practices" (S. J. Res. 169).
Potential Negative Impacts for People
- No negative impacts are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+4Good For Middle Class Households+3Good For Urban Residents+3
- Economy And Finance
- Improves Consumer Protection+5
- Governance And Ideology
- Improves Government Transparency+2
- 4/13/2026
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced in Senate