DemocratBill · S.J.Res. 169· Senate(119-SJRES-169)

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-06: Unanticipated Overdraft Fee Assessment Practices".

Rep. Warren
Age: 77 years
Massachusetts
Introduced
4/13/2026
Last activity
4/13/2026 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsored by
Elizabeth Warren
Cosponsors
None
Finance and Financial Sector
  1. Introduced
  2. In Committee

What this bill would do

This joint resolution aims to provide congressional disapproval of a rule submitted by the Bureau of Consumer Financial Protection. The specific rule being addressed relates to the withdrawal of a previous rule regarding "Consumer Financial Protection Circular 2022-06: Unanticipated Overdraft Fee Assessment Practices." If this resolution passes, the rule submitted by the Bureau shall have no force or effect.

Yes· 3 of 5

  • Does this give people more protection from unfair business practices?+5

    The resolution prevents the withdrawal of a rule regarding unanticipated overdraft fee assessment practices, thereby maintaining protections against certain banking fees.

  • Would households on low incomes be better off under this?+4

    Preventing the withdrawal of the overdraft circular helps safeguard low-income populations who are disproportionately affected by banking fees.

  • Would middle-income households be better off under this?+3

    The resolution protects middle-income households from potentially unanticipated overdraft fee assessments.

The opposite

No question was scored the opposite.