Bill · S.J.Res. 167· Senate(119-SJRES-167)
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Information Requests to Large Banks and Credit Unions".
- Introduced
- 4/13/2026
- Last activity
- 4/13/2026 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Sponsored by
- Elizabeth Warren
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This joint resolution aims to disapprove a specific rule submitted by the Bureau of Consumer Financial Protection. The rule in question relates to the withdrawal of a previous rule regarding "Consumer Information Requests to Large Banks and Credit Unions." If passed, this resolution would ensure that the Bureau's rule has no force or effect. This action is being taken under chapter 8 of title 5, United States Code.
Yes· 3 of 5
Does this give people more protection from unfair business practices?+5
By disapproving the withdrawal of the rule, the resolution maintains existing consumer information request requirements for large banks and credit unions.
Would households on low incomes be better off under this?+3
Maintaining consumer information request rules helps protect the financial interests of low-income households interacting with large banks.
Would middle-income households be better off under this?+3
The preservation of information request requirements provides continued consumer protection for middle-income bank users.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Maintenance of existing regulations: By disapproving the Bureau's rule regarding the withdrawal of the previous rule, this resolution would prevent the withdrawal from taking effect. This means the original requirements regarding "Consumer Information Requests to Large Banks and Credit Unions" would remain in place. (S.J. Res. 167)
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+3Good For Middle Class Households+3Good For Urban Residents+2
- Economy And Finance
- Improves Consumer Protection+5
- Governance And Ideology
- Improves Government Transparency+3
- 4/13/2026
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced in Senate