Bill · S.J.Res. 164· Senate(119-SJRES-164)
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-04: Insufficient Data Protection or Security for Sensitive Consumer Information".
- Introduced
- 4/13/2026
- Last activity
- 4/13/2026 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Sponsored by
- Jacky Rosen
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This joint resolution aims to overturn a specific action by the Bureau of Consumer Financial Protection. The Bureau submitted a rule to withdraw a previous rule regarding "Consumer Financial Protection Circular 2022-04: Insufficient Data Protection or Security for Sensitive Consumer Information." This resolution seeks to provide congressional disapproval of that withdrawal. If passed, the rule regarding the withdrawal shall have no force or effect.
Yes· 3 of 6
Does this give people more protection from unfair business practices?+6
The resolution prevents the withdrawal of guidance designed to protect sensitive consumer information from insufficient data security.
Does this give people more control over their personal data?+6
By blocking the withdrawal of the circular, the resolution maintains standards for protecting sensitive consumer data privacy.
Would households on low incomes be better off under this?+3
Maintaining data protection standards provides security for all consumers, including those on low incomes.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Protection of Sensitive Information: By disapproving the withdrawal, the resolution effectively stops the Bureau from pulling back its previous guidance on "Insufficient Data Protection or Security for Sensitive Consumer Information" (S.J. Res. 164). This could be seen as positive for individuals who rely on those data protection and security standards.
Potential Negative Impacts for People
- No specific negative impacts are mentioned: The provided text does not list any specific negative consequences or burdens that would result from this resolution.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+3Good For Middle Class Households+3Good For Urban Residents+2
- Economy And Finance
- Improves Consumer Protection+6
- Education And Technology
- Improves Data Privacy+6
- Governance And Ideology
- Improves Government Transparency+2
- 4/13/2026
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.