Bill · S.J.Res. 141· Senate(119-SJRES-141)
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".
- Introduced
- 3/19/2026
- Last activity
- 5/13/2026 — Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 50 - 50. Record Vote Number: 122. (consideration: CR S2265)
- Sponsored by
- Raphael Warnock
- Cosponsors
- None
- Introduced
What this bill would do
This joint resolution aims to express congressional disapproval of a specific rule submitted by the Bureau of Consumer Financial Protection. The rule in question involves the withdrawal of a rule regarding "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt." If passed, this resolution would ensure that the Bureau's rule has no force or effect.
Yes· 3 of 12
Would households on low incomes be better off under this?+5
Protecting against unfair medical debt collection specifically helps households on low incomes.
Does this give people more protection from unfair business practices?+5
The resolution prevents the withdrawal of rules designed to stop the deceptive and unfair collection of medical debt.
Would people over 65 be better off under this?+3
Maintaining protections against unfair medical debt collection benefits seniors who may face high healthcare costs.
The opposite
No question was scored the opposite.
What Congress actually voted on
One recorded vote has been taken on this bill.
None of them settled the bill — every vote so far has been about whether to keep going.
Who it would affect, and how
Potential Positive Impacts for People
- Prevents the withdrawal of medical debt regulations: By disapproving the Bureau's rule, this resolution seeks to stop the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt" (S. J. RES. 141). This would prevent the previous rule regarding deceptive and unfair collection of medical debt from being withdrawn.
Potential Negative Impacts for People
- No specific negative impacts are listed: The provided text does not contain details regarding any potential negative consequences or burdens resulting from this resolution.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+5Good For African Americans+3Good For Asian Americans+3Good For Hispanic Americans+3Good For Middle Class Households+3Good For Native Americans+3Good For Seniors+3Good For White Americans+3
- Economy And Finance
- Improves Consumer Protection+5
- Governance And Ideology
- Increases Federal Power+3
- Healthcare
- Improves Healthcare Access+3
- Social Issues And Justice
- Improves Poverty Reduction+2
- 5/13/2026
- Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 50 - 50. Record Vote Number: 122. (consideration: CR S2265)
- 4/27/2026
- Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
- Placed on Senate Legislative Calendar under General Orders. Calendar No. 393.
- 3/19/2026
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.