CONGRESS FOR VOTERS

DemocratBill · S.J.Res. 125· Senate(119-SJRES-125)

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Pay-to-Pay Fees".

Rep. Alsobrooks
Age: 55 years
Maryland
Introduced
3/17/2026
Last activity
5/13/2026 — Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2269)
Sponsored by
Angela Alsobrooks
Cosponsors
None
Finance and Financial Sector
  1. Introduced

What this bill would do

This joint resolution seeks to overturn a rule from the Bureau of Consumer Financial Protection. The specific rule in question involves the withdrawal of a rule concerning "Debt Collection Practices (Regulation F); Pay-to-Pay Fees." If passed, this resolution would ensure that the Bureau's rule regarding the withdrawal has no force or effect. This action is being taken under chapter 8 of title 5, United States Code.

Yes· 3 of 4

  • Would households on low incomes be better off under this?+2

    This maintains the Bureau's ability to regulate pay-to-pay fees, which can impact those managing debt.

  • Does this give the federal government more power?+2

    This resolution uses congressional authority to overturn a Bureau of Consumer Financial Protection action, asserting legislative control over agency rulemaking.

  • Would middle-income households be better off under this?+1

    Maintaining debt collection regulations can provide minor protections against unexpected service fees.

The opposite

  • Does this give people more protection from unfair business practices?-3

    By disapproving the withdrawal of the rule, this resolution prevents the removal of consumer protections regarding pay-to-pay fees in debt collection.