Expedited Disability Insurance Payments for Terminally Ill Individuals Act of 2026

Phased-in Benefit Payments: Individuals diagnosed with a terminal illness can receive disability insurance benefits through a graduated payment schedule rather than waiting for standard processing. For the first month, the individual receives 50 percent of the determined benefit amount, and for the second month, they receive 75 percent (Section 2, subsection a, paragraph 1, subparagraph C).

Expedited Disability Determination: A person can be determined to be under a disability upon the submission of a diagnosis of a terminal illness. This diagnosis must be certified by at least two physicians who are not related and are not in the same physician group practice (Section 2, subsection a, paragraph 2, subparagraph D).

Partial Benefit Amounts: Individuals will not receive their full determined benefit amount immediately upon starting the phased-in period. The first month only provides 50 percent of the benefit, and the second month provides 75 percent (Section 2, subsection a, paragraph 1, subparagraph C).

Reduced Long-Term Payments: Even after 24 consecutive months of receiving benefits, the individual's monthly benefit is set at 95 percent of the determined amount rather than the full amount (Section 2, subsection a, paragraph 1, subparagraph C).

Complex Calculation for Mid-term Benefits: For those who have been entitled to benefits for 12 consecutive months, the benefit for the subsequent 12 months is determined by a specific calculation that subtracts a quotient from the determined benefit amount (Section 2, subsection a, paragraph 1, subparagraph B).