Bill · S. 4241· Senate(119-S-4241)
Boosting Housing Supply through Small Businesses Act of 2026
- Introduced
- 3/26/2026
- Last activity
- 3/26/2026 — Read twice and referred to the Committee on Small Business and Entrepreneurship.
- Sponsored by
- Jacky Rosen
- Cosponsors
- - 0 - 1
- Introduced
- In Committee
What this bill would do
The Boosting Housing Supply through Small Businesses Act of 2026 seeks to require interagency coordination between the Small Business Administration and the Department of Housing and Urban Development. This coordination aims to support housing industry small businesses, such as homebuilders, developers, and contractors. The Administrator and the Secretary are tasked with working together to expand capital access and streamline technical assistance. Additionally, the bill mandates the development of an interagency plan within 180 days of enactment. This plan will address gaps in assistance and explore reforms to expand loan access.
Yes· 3 of 11
Would business owners be better off under this?+7
The bill provides specific support, capital access, and technical assistance aimed at housing industry small business owners.
Does this make it easier to run a small business?+7
The bill mandates coordination to expand capital access, streamline technical assistance, and reduce barriers for housing industry small businesses.
Does this make housing cost less?+4
By supporting housing industry small businesses that contribute to housing supply, the bill aims to address the shortage of affordable housing.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Expanded access to capital: The Administrator is directed to work with the Secretary to expand access to capital for housing industry small businesses, specifically including rural and underserved businesses (Section 4(a)(1)).
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Streamlined assistance: The bill seeks to streamline existing technical assistance, resources, and counseling services that benefit housing industry small businesses (Section 4(a)(2)).
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Improved awareness of programs: The coordination aims to increase awareness and improve access for these small businesses to financial and technical assistance programs provided by the Administration and the Department (Section 4(a)(3)).
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Reduced business barriers: The act intends to reduce barriers for those looking to start or grow a housing industry small business (Section 4(a)(4)).
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Support for innovation: The interagency plan will include opportunities to support startups that are developing innovative products related to the housing industry (Section 4(b)(1)(F)).
Potential Negative Impacts for People
- No specific negative impacts are explicitly stated in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Business Owners+7Good For Low Income Households+3Good For Rural Residents+3Good For Veterans+2Good For Women+2Good For Hispanic Americans+1
- Economy And Finance
- Improves Small Business Support+7Increases Job Creation+3
- Social Issues And Justice
- Improves Affordable Housing+4
- Environment Energy And Infrastructure
- Improves Rural Development+3
- Governance And Ideology
- Improves Government Transparency+2
- 3/26/2026
- Read twice and referred to the Committee on Small Business and Entrepreneurship.
- 1 Cosponsor added.
- Introduced in Senate
Todd YoungRepublican · Indiana