Bill · S. 3843· Senate(119-S-3843)
TEMP Act
- Introduced
- 2/11/2026
- Last activity
- 2/11/2026 — Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry.
- Sponsored by
- Ashley Moody
- Cosponsors
- - 1 - 1
- Introduced
- In Committee
What this bill would do
This bill, known as the "Temperature Event Mitigation Policy Act" or the "TEMP Act," seeks to amend the Federal Crop Insurance Act. It directs the Federal Crop Insurance Corporation to focus on research and development regarding frost or cold weather insurance. The goal is to develop an index-based policy to protect various crops against losses from cold weather events. This includes crops such as tomatoes, peppers, sugarcane, strawberries, melons, citrus, and peaches. The Corporation must also evaluate risk management tools for catastrophic loss events. Finally, a report on the research results and recommendations must be submitted to relevant Congressional committees within one year.
Yes· 3 of 9
Would farmers be better off under this?+6
The bill specifically targets the protection of various crops against catastrophic loss from frost and cold weather events.
Would business owners be better off under this?+5
The bill provides agricultural business owners with new tools to protect against production and revenue losses from cold weather.
Would people in rural areas be better off under this?+3
Developing specialized insurance tools supports the agricultural economy that many rural areas rely on.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Development of specialized insurance: The bill directs the Corporation to conduct research on index-based policies to insure crops against losses from frost or cold weather events (Section 2, Subparagraph A). This could provide a way for farmers to protect themselves against specific weather risks.
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Broad crop protection: The research covers a wide variety of crops, including tomatoes, peppers, sugarcane, strawberries, melons, citrus, and peaches (Section s 2, Subparagraph A). This could benefit many different types of producers across the country.
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Mitigation of major losses: The research aims to create a policy that protects against production loss or revenue loss (Section 2, Subparagraph B, ii). This provides a safety net for farmers facing low frequency and catastrophic loss weather events (Section 2, Subparagraph B, i).
Potential Negative Impacts for People
- No specific negative impacts are mentioned in the text provided.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Farmers+6Good For Business Owners+5Good For Rural Residents+3Good For Low Income Households+1Good For Middle Class Households+1
- Economy And Finance
- Improves Small Business Support+3Improves Economic Growth+2
- Environment Energy And Infrastructure
- Improves Rural Development+3
- Education And Technology
- Increases Scientific Research Funding+2
- 6/11/2026
- 1 Cosponsor added.
- 3/11/2026
- 1 Cosponsor added.
- 2/11/2026
- Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry.
- Introduced in Senate
3 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Jon OssoffDemocrat · Georgia
Rick ScottRepublican · Florida