Bill · S. 3495· Senate(119-S-3495)
Artificial Intelligence Scam Prevention Act
- Introduced
- 12/16/2025
- Last activity
- 12/16/2025 — Read twice and referred to the Committee on Commerce, Science, and Transportation.
- Sponsored by
- Amy Klobuchar
- Cosponsors
- - 0 - 1
- Introduced
- In Committee
What this bill would do
This bill is known as the Artificial Intelligence Scam Prevention Act. It targets scams that use artificial intelligence, such as deepfakes, chatbots, and voice cloning, to steal money from people in the United States. The legislation makes it illegal to impersonate governments and businesses, or to replicate someone's image or voice with the intent to defraud. It updates federal laws to cover text messages and video conference calls alongside standard phone calls. Additionally, the bill sets up advisory groups and reporting requirements for federal agencies to crack down on these high-tech scams.
Yes· 3 of 10
Would people over 65 be better off under this?+8
The bill specifically enhances protections, updates fraud advisory offices, and requires targeted scam awareness campaigns for senior citizens.
Would retired people be better off under this?+8
Retirees heavily benefit from the specialized updates to the Seniors Fraud Advisory Office and targeted outreach regarding AI voice cloning scams.
Does this give people more protection from unfair business practices?+8
The legislation establishes robust prohibitions and disclosure requirements against artificial intelligence-enabled fraud, impersonation, and scams.
The opposite
Does this make it easier to run a small business?-2
The bill imposes new disclosure rules and technical compliance requirements on communications and telemarketing that may create extra administrative burdens for businesses.
Would business owners be better off under this?-1
Legitimate business owners face increased regulatory compliance burdens for telemarketing and digital communications.
Who it would affect, and how
Potential Positive Impacts for People
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Protection Against Impersonation Scams: Under Section 3, it becomes illegal for anyone to engage in deceptive practices by impersonating governments, businesses, or officials, or by using artificial intelligence to copy someone's image or voice with the intent to defraud. This helps protect everyday people from losing money to fake callers and cloned voices.
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Clear Warnings on AI Calls and Texts: Under Section 4, companies making telemarketing calls or sending text messages using artificial intelligence to sound like a human being must promptly and clearly disclose that artificial intelligence is being used. This gives people a fair chance to spot automated scams immediately.
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Better Resources and Reporting for Seniors: Under Section 3 and Section 5, the bill updates the Seniors Fraud Advisory Office to include information on AI scams and requires the Federal Trade Commission to update its web portals and work with media outlets and law enforcement to distribute scam information specifically to senior citizens, their families, and caregivers.
Potential Negative Impacts for People
- Burdens on Businesses and Communications: Under Section 4, individuals and entities utilizing automated systems, text messaging services, or artificial intelligence for communications must follow strict new disclosure rules and updated regulatory definitions. While designed to stop fraud, these added technical and operational compliance requirements could create extra burdens or red tape for legitimate businesses and service providers communicating with the public.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Retirees+8Good For Seniors+8Good For Low Income Households+4Good For Middle Class Households+4Good For Business Owners-1
- Governance And Ideology
- Improves Government Transparency+4Increases Federal Power+3
- Economy And Finance
- Improves Consumer Protection+8Improves Small Business Support-2
- Education And Technology
- Increases Big Tech Regulation+6
- National Security And Foreign Policy
- Improves Cybersecurity Defense+5
- Social Issues And Justice
- Improves Poverty Reduction+3
- 12/16/2025
- Read twice and referred to the Committee on Commerce, Science, and Transportation.
- 1 Cosponsor added.
- Introduced in Senate
Shelley CapitoRepublican · West Virginia