Bill · S. 3487· Senate(119-S-3487)
PSLF Payment Completion Fairness Act
- Introduced
- 12/16/2025
- Last activity
- 12/16/2025 — Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
- Sponsored by
- Andy Kim
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This bill is called the Public Service Loan Forgiveness Payment Completion Fairness Act or the PSLF Payment Completion Fairness Act. It was introduced in the Senate by Mr. Kim on December 16, 2025. The purpose of the bill is to ensure that borrowers who have performed qualifying public service are eligible for Public Service Loan Forgiveness. It works by amending section 455(m)(1)(B) of the Higher Education Act of 1965. Specifically, the text removes certain employment requirements by striking out specific language regarding being employed and replaces it with simply having been a borrower who performed the service.
Yes· 3 of 7
Does this reduce what student borrowers owe or repay?+8
The bill eases requirements for Public Service Loan Forgiveness, making it easier for public service workers to obtain student loan relief.
Would students be better off under this?+7
Current and former students who enter public service careers benefit from more reliable pathways to loan cancellation.
Would people in their twenties and thirties be better off under this?+6
Young adults who have entered public service professions benefit from simplified access to student loan forgiveness.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Eligibility for Loan Forgiveness: Section 2 amends the Higher Education Act of 1965 to ensure that borrowers who have performed qualifying public service are eligible for Public Service Loan Forgiveness by removing the specific current employment requirements listed in section 455(m)(1)(B). This is positive because it helps people who have done public service get their loan forgiveness without being held up by the old employment wording.
Potential Negative Impacts for People
- No Negative Impacts Found: Based strictly on the provided text, there are no specific sections or provisions identified that outline negative consequences or burdens for individuals or groups.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Students+7Good For Middle Aged+6Good For Middle Class Households+6Good For Young Adults+6Good For Low Income Households+5Good For Union Workers+5
- Education And Technology
- Improves Student Loan Relief+8
- 12/16/2025
- Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.