One Fair Price Act of 2025

Protection from Unfair Pricing: The bill prohibits a person from offering or charging different prices to different consumers for the same or similar products based on surveillance data, which protects consumers from individualized price setting (Section 2(a)(1)).

Preservation of Common Discounts: Certain types of discounts remain legal, such as those offered to groups like teachers, veterans, or students, ensuring these traditional ways to save money are not eliminated (Section 2(a)(2)(A)(ii)).

Consumer Empowerment through Lawsuits: Individuals who are injured by a violation of this act have the right to bring a civil action in court to seek an injunction or monetary damages, which could be as much as $3,000 per violation (Section 2(d)(1)).

Prevention of Forced Arbitration: The bill ensures that pre-dispute arbitration agreements or joint action waivers cannot be used to stop an individual from bringing a legal action regarding these price violations (Section 2(d)(7)).

State-Level Oversight: State attorneys general are empowered to bring civil actions on behalf of their residents to enforce compliance or seek restitution if they believe residents are being treated unfairly (Section 2(c)(1)).

Exclusion of Certain Financial Products: The protections against surveillance-based price setting do not apply to the business of insurance or any credit product (Section 2(a)(3)).

Economic Impact on Small Businesses: The bill notes that there may be a significant economic impact on a substantial number of small entities, which the Commission is required to consider during rulemaking (Section 2(b)(2)(D)(ii)).