Bill · S. 3355· Senate(119-S-3355)
National Strategy for Combating Scams Act of 2025
- Introduced
- 12/4/2025
- Last activity
- 12/4/2025 — Read twice and referred to the Committee on the Judiciary.
- Sponsored by
- Kirsten Gillibrand
- Cosponsors
- - 2 - 2
- Introduced
- In Committee
What this bill would do
The National Strategy for Combating Scams Act of 2025 aims to create a unified national plan to fight fraud and scams. The bill directs the FBI to lead a working group composed of various federal agencies to develop this strategy. This group is tasked with creating a common definition of a "scam" and evaluating risks, prevention methods, and agency roles. The strategy will focus on improving coordination between federal, state, local, and tribal governments, as well as the private sector. It also emphasizes providing better reporting tools and rapid response protocols for the public. The resulting strategy must be published and updated periodically to remain effective.
Yes· 3 of 9
Would people over 65 be better off under this?+8
The bill specifically incorporates feedback from older adults and evaluates the creation of elder justice task forces.
Does this give people more protection from unfair business practices?+8
The bill establishes a national strategy and coordinated response to protect consumers from financial scams and fraud.
Does this better protect the country from computer attacks?+6
The bill addresses threats from generative AI and deepfakes used in scams to enhance security.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Improved Coordination and Response: The bill establishes a plan to ensure coordinated, consistent, and accessible consumer complaint reporting across Federal agencies, which includes making reporting accessible for individuals with disabilities (Section 3(b)(7)(A)).
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Increased Public Awareness: The strategy includes creating rapid response protocols to provide individuals with timely, accurate warnings and prevention guidance through trusted channels (Section 3(b)(7)(E)).
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Support for Victim Recovery: The working group will evaluate ways for the Federal Government to partner with various entities to support victim recovery by providing clear, accessible resources for assistance and redress (Section 3(b)(8)).
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Protection of Vulnerable Groups: By incorporating feedback from groups representing older adults, individuals with disabilities, and scam survivors, the strategy can better address the specific needs and risks faced by these populations (Section 3(b)(1)).
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Enhanced International Enforcement: The plan includes coordinating with foreign countries to combat large-scale scams that originate abroad and target people in the United States (Section 3(b)(9)).
Potential Negative Impacts for People
- Potential Unintended Consequences of Definitions: The bill notes that when establishing a common definition of a "scam," the working group must evaluate whether the adoption of that definition by various agencies might lead to unintended consequences (Section 3(b)(2)(B)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Seniors+8Good For People With Disabilities+5Good For Low Income Households+3
- National Security And Foreign Policy
- Improves Cybersecurity Defense+6Improves International Alliances+4
- Economy And Finance
- Improves Consumer Protection+8
- Education And Technology
- Improves Data Privacy+5
- Social Issues And Justice
- Improves Disability Rights+5
- Governance And Ideology
- Improves Government Transparency+4
- 12/18/2025
- 1 Cosponsor added.
- 12/4/2025
- Read twice and referred to the Committee on the Judiciary.
- 3 Cosponsors added.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Mark KellyDemocrat · Arizona
Ashley MoodyRepublican · Florida
Jon OssoffDemocrat · Georgia
Rick ScottRepublican · Florida