Bill · S. 2946· Senate(119-S-2946)
NFIP Extension Act
- Introduced
- 9/30/2025
- Last activity
- 9/30/2025 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Sponsored by
- John Kennedy
- Cosponsors
- - 1 - 0
- Introduced
- In Committee
What this bill would do
This bill, titled the "NFIP Extension Act," aims to reauthorize the National Flood Insurance Program. It specifically amends the National Flood Insurance Act of 1968 to extend the financing and program expiration dates. The new expiration date provided in the amendments is November 21, 2025. Additionally, the Act includes a provision for a retroactive effective date if it is passed after September 30, 2025.
Yes· 3 of 5
Does this improve help for people hit by a disaster?+3
The bill extends the National Flood Insurance Program, which is a key component of FEMA's disaster mitigation and relief framework.
Would households on low incomes be better off under this?+2
The continuation of the NFIP provides essential insurance protections for households living in high-risk flood areas.
Would people in cities be better off under this?+2
The bill ensures continued flood insurance availability which benefits residents in flood-prone urban areas.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Program Continuity: By amending the financing and expiration dates to November 21, 2025, the bill provides a mechanism to extend the National Flood Insurance Program (Section 2(a) and Section 2(b)).
-
Administrative Certainty: The inclusion of a retroactive effective date ensures that if the Act is enacted after September 30, 2025, the changes take effect as if they were enacted on September 30, 2025 (Section 2(c)).
Potential Negative Impacts for People
- No negative impacts are explicitly stated in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+2Good For Urban Residents+2
- Environment Energy And Infrastructure
- Improves Disaster Relief And F E M A+3
- Economy And Finance
- Improves Fiscal Responsibility+2
- Social Issues And Justice
- Improves Affordable Housing+2
- 9/30/2025
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- 1 Cosponsor added.
- Introduced in Senate
Bill CassidyRepublican · Louisiana