Bill · S. 2931· Senate(119-S-2931)
NFIP Extension Act
- Introduced
- 9/29/2025
- Last activity
- 9/29/2025 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Sponsored by
- John Kennedy
- Cosponsors
- - 1 - 0
- Introduced
- In Committee
What this bill would do
This bill, known as the NFIP Extension Act, aims to reauthorize the National Flood Insurance Program. It specifically amends the National Flood Insurance Act of 1968 regarding financing and program expiration. The legislation moves the current expiration date from September 30, 2023, to September 30, 2026. It also includes a provision for a retroactive effective date.
Yes· 3 of 9
Does this improve help for people hit by a disaster?+5
The bill reauthorizes the National Flood Insurance Program, which is a key component of disaster preparedness and recovery through FEMA.
Would people in rural areas be better off under this?+3
The extension of the NFIP provides essential financial protections for rural communities prone to flooding.
Does this make the government pay for what it commits to?+3
The bill ensures the continued financing and legal continuity of the National Flood Insurance Program through 2026.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Continued Program Financing: By amending Section 1309(a) of the National Flood Insurance Act of 1968 to extend the date to September 30, 2026, the bill ensures continued financing for the program.
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Program Continuity: Under Section 1319 of the National Flood Insurance Act of 1968, the bill extends the program expiration date to September 30, 2026, which prevents the program from expiring under the previous timeline.
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Protection Against Lapse: Section 2(c) provides a retroactive effective date if the Act is enacted after September 30, 2025, ensuring the amendments take effect as if they were enacted on September 30, 2025.
Potential Negative Impacts for People
- No specific negative impacts are identified within the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Rural Residents+3Good For African Americans+2Good For Hispanic Americans+2Good For Low Income Households+2Good For Middle Class Households+2Good For White Americans+2
- Environment Energy And Infrastructure
- Improves Disaster Relief And F E M A+5
- Economy And Finance
- Improves Fiscal Responsibility+3
- Social Issues And Justice
- Improves Affordable Housing+2
- 9/29/2025
- Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- 1 Cosponsor added.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Bill CassidyRepublican · Louisiana