Bill · S. 2824· Senate(119-S-2824)
A bill to amend the Internal Revenue Code of 1986 to extend the temporary enhanced premium credits.
- Introduced
- 9/16/2025
- Last activity
- 9/16/2025 — Read twice and referred to the Committee on Finance.
- Sponsored by
- Lisa Murkowski
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This bill is titled S. 2824 and was introduced in the Senate on September 16, 2025, by Ms. Murkowski. It amends the Internal Revenue Code of 1986 to extend temporary enhanced premium credits. Specifically, it changes certain dates from January 1, 2026, to January 1, 2028. It also changes the year in certain headings from 2025 to 2027. These changes apply to taxable years beginning after December 31, 2025.
Yes· 3 of 29
Does this strengthen the Affordable Care Act?+8
Extends temporary enhanced premium tax credits under the Affordable Care Act through the end of 2027.
Would households on low incomes be better off under this?+7
Significantly lowers health insurance costs for lower-income individuals and families.
Would middle-income households be better off under this?+7
Extends subsidies that prevent sharp premium spikes for middle-class individuals purchasing insurance through the exchanges, including those over 400 percent of the poverty line.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Section 1(a) extends the temporary enhanced premium credits by changing the expiration date from January 1, 2026, to January 1, 2028. This could be considered positive because it continues these financial credits for a longer period.
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Section 1(b) extends provisions related to taxpayers whose household income exceeds 400 percent of the poverty line by changing the date from January 1, 2026, to January 1, 2028. This could be considered positive because it maintains these specific tax code rules through the end of 2027.
Potential Negative Impacts for People
- Based on the provided text, there are no specific sections or provisions identified that create negative consequences or burdens for individuals or groups of people.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+7Good For Middle Class Households+7Good For Middle Aged+6Good For Rural Residents+6Good For Young Adults+6Good For Children+5Good For Farmers+5Good For People With Disabilities+5Good For Women+5Good For African Americans+4Good For Hispanic Americans+4Good For Men+4Good For Students+4Good For Asian Americans+3Good For Immigrants+3Good For L G B T Q Community+3Good For Native Americans+3Good For Retirees+3Good For Seniors+3Good For Urban Residents+3Good For White Americans+3Good For High Income Households+2Good For Union Workers+2Good For Veterans+2
- Healthcare
- Increases Affordable Care Act Support+8Improves Healthcare Access+7Reduces Private Insurance Premiums+7
- Economy And Finance
- Reduces Middle Class Taxes+6
- Social Issues And Justice
- Improves Poverty Reduction+4
- 9/16/2025
- Read twice and referred to the Committee on Finance.
- Introduced in Senate
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.