CONGRESS FOR VOTERS

RepublicanBill · S. 2641· Senate(119-S-2641)

Health Care Freedom and Choice Act

Rep. Johnson
Age: 71 years
Wisconsin
Introduced
8/1/2025
Last activity
8/1/2025 — Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Sponsored by
Ron Johnson
Cosponsors
Republican - 2Democrat - 0
Health
  1. Introduced
  2. In Committee

What this bill would do

This bill is titled the "Health Care Freedom and Choice Act." It aims to nullify a specific interagency rule. This rule was published by the Internal Revenue Service, the Employee Benefits Security Administration, and the Centers for Medicare & Medicaid Services. The rule pertains to "Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage." If passed, the rule will have no force or effect.

Yes· 3 of 5

  • Would people in their twenties and thirties be better off under this?+3

    Younger adults often seek out cheaper, short-term insurance options which this bill facilitates by removing regulatory barriers.

  • Does this lower what people pay for private health insurance?+3

    The removal of the interagency rule may allow for more competition from lower-cost, short-term insurance products.

  • Would middle-income households be better off under this?+2

    The bill may provide more flexible and potentially less expensive insurance choices for middle-income families.

The opposite

  • Does this strengthen the Affordable Care Act?-5

    By nullifying the rule on short-term, limited-duration insurance, the bill removes regulations designed to prevent these plans from acting as a workaround to the Affordable Care Act.

  • Would households on low incomes be better off under this?-2

    The loss of protections against limited-duration plans may result in less comprehensive coverage for low-income individuals.