Bill · H.R. 9801· House(119-HR-9801)
ABLE MATCH (Making Able a Tool to Combat Hardship) Act
- Introduced
- 7/21/2026
- Last activity
- 7/21/2026 — Referred to the House Committee on Ways and Means.
- Sponsored by
- Debbie Dingell
- Cosponsors
- - 2 - 1
- Introduced
- In Committee
What this bill would do
This bill, known as the "ABLE MATCH Act," aims to amend the Internal Revenue Code of 1986 to provide matching payments for ABLE account contributions. The legislation seeks to assist individuals with disabilities who have fewer resources by providing a Federal match for new and existing ABLE accounts. This match applies to individuals with an annual income less than 200 percent of the Federal poverty limit. The bill includes a tax credit mechanism to facilitate these payments into the accounts of designated beneficiaries. Additionally, it authorizes grants for states to promote the use of these accounts and their matching payments.
Yes· 3 of 7
Would people with disabilities be better off under this?+8
The bill specifically aims to increase savings and financial security for individuals with disabilities through ABLE account matches.
Does this expand the rights of people with disabilities?+7
The bill provides financial support and encourages savings specifically for people with disabilities.
Would households on low incomes be better off under this?+6
The bill provides matching payments for individuals with annual incomes below 200 percent of the Federal poverty limit.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Increased Savings for Individuals with Disabilities: The bill provides a tax credit for qualified ABLE account contributions, which is paid directly into the individual's ABLE account (Section 4(a)). This is intended to encourage and assist those with fewer resources to save (Section 3).
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Financial Assistance for Low-Income Individuals: The matching payments are specifically targeted toward individuals with an annual income less than 200 percent of the Federal poverty limit (Section 3).
-
Support for State Outreach: The Secretary of the Treasury is authorized to award grants to States to promote the use of ABLE accounts and the matching contribution credit (Section 6(a)).
Potential Negative Impacts for People
-
Income-Based Limitations on Benefits: The credit involves a phaseout mechanism, meaning the percentage of the match received can be reduced based on the taxpayer's modified adjusted gross income (Section 4(c)).
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Contribution Caps: The credit is limited to a specific amount of qualified contributions, not exceeding $2,000 (Section 4(a)).
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Complexity Regarding Distributions: The amount of qualified contributions used to calculate the credit can be reduced based on aggregate distributions received during a specific testing period (Section 4(d)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For People With Disabilities+8Good For Low Income Households+6Good For Middle Class Households+2
- Social Issues And Justice
- Improves Disability Rights+7Improves Poverty Reduction+3
- Economy And Finance
- Reduces Middle Class Taxes+2Improves Economic Growth+1
- 8/13/2026
- 1 Cosponsor added.
- 8/3/2026
- 1 Cosponsor added.
- 7/21/2026
- Referred to the House Committee on Ways and Means.
- 1 Cosponsor added.
- Introduced in House
2 bills Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Sharice DavidsDemocrat · Kansas
Derek SchmidtRepublican · Kansas
Eugene VindmanDemocrat · Virginia