Bill · H.R. 9518· House(119-HR-9518)
Health Savings for Families Act of 2026
- Introduced
- 6/29/2026
- Last activity
- 6/29/2026 — Referred to the House Committee on Ways and Means.
- Sponsored by
- Darin LaHood
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This bill is titled the ``Health Savings for Families Act of 2026''. It seeks to amend the Internal Revenue Code of 1986. The primary goal is to allow individuals to make contributions to a health savings account even if their spouse has a health flexible spending account. This change applies to plan years beginning after December 31, 2026.
Yes· 3 of 5
Would middle-income households be better off under this?+3
The bill increases financial flexibility for middle-income families regarding their healthcare savings and spending.
Does this cut taxes for middle-income families?+3
The bill allows middle-class families to utilize health savings accounts more flexibly alongside a spouse's flexible spending account.
Would people in middle age be better off under this?+2
Middle-aged adults often manage both their own and their spouse's healthcare through various spending accounts.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Allows contributions to health savings accounts despite spouse's flexible spending account: Under Section 2, this amendment would permit contributions to a health savings account if a spouse has coverage under a health flexible spending arrangement. This is provided that the spouse's aggregate reimbursements do not exceed the aggregate expenses that would have been eligible without considering the individual's own expenses.
Potential Negative Impacts for People
- No negative impacts are explicitly identified in the text: The provided text focuses on the mechanism for allowing contributions and does not list any negative consequences or burdens for individuals or groups.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Middle Class Households+3Good For Middle Aged+2
- Economy And Finance
- Reduces Middle Class Taxes+3
- Healthcare
- Increases Affordable Care Act Support+2
- Social Issues And Justice
- Improves Poverty Reduction+1
- 6/29/2026
- Referred to the House Committee on Ways and Means.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.