Bill · H.R. 9111· House(119-HR-9111)
Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2026
- Introduced
- 6/2/2026
- Last activity
- 6/2/2026 — Referred to the House Committee on the Judiciary.
- Sponsored by
- Shri Thanedar
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
H.R. 9111 is known as the "Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2026". The bill was introduced in the House of Representatives on June 2, 2026. It aims to amend title 11 of the United States Code. The purpose of the legislation is to stop abusive student loan collection practices in bankruptcy cases. It does this by amending section 523(d) of title 11 regarding a debtor requesting a determination of the dischargeability of a debt based on undue hardship. The Act takes effect on the date of its enactment and applies only to cases commenced on or after that date.
Yes· 3 of 9
Would students be better off under this?+7
The bill provides direct statutory protections for student loan borrowers navigating bankruptcy.
Does this reduce what student borrowers owe or repay?+7
The legislation directly amends bankruptcy code to facilitate undue hardship determinations for student loans.
Would people in their twenties and thirties be better off under this?+6
Young adults carry a significant portion of student loan debt and benefit directly from bankruptcy protections against abusive collection practices.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Protection during bankruptcy: Section 2 of the bill amends section 523(d) of title 11 to include situations where the debtor requests a determination of the dischargeability of a debt based on undue hardship under subsection (a)(8). This could benefit individuals by helping to stop abusive student loan collection practices when they seek bankruptcy relief.
Potential Negative Impacts for People
- No negative impacts identified: Based strictly on the provided text, there are no specific negative consequences, burdens, or provisions identified that would harm individuals or groups of people.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Students+7Good For Low Income Households+6Good For Young Adults+6Good For Middle Class Households+5Good For Middle Aged+4
- Education And Technology
- Improves Student Loan Relief+7Improves College Affordability+5
- Economy And Finance
- Improves Consumer Protection+5
- Governance And Ideology
- Improves Due Process+5
- 6/2/2026
- Referred to the House Committee on the Judiciary.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.