Bill · H.R. 90· House(119-HR-90)
Health Coverage Choice Act
- Introduced
- 1/3/2025
- Last activity
- 1/3/2025 — Referred to the House Committee on Energy and Commerce.
- Sponsored by
- Andy Biggs
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This bill, known as the "Health Coverage Choice Act," aims to amend title XXVII of the Public Health Service Act. The primary purpose of the legislation is to establish a specific definition for short-term limited duration insurance. Under this proposal, such insurance would be defined by its expiration date and its total duration. The bill was introduced by Mr. Biggs of Arizona.
Yes
Does this lower what people pay for private health insurance?+2
The bill formalizes the definition of short-term limited duration insurance which may increase consumer options for lower-cost temporary coverage.
Would households on low incomes be better off under this?+1
By defining short-term insurance, the bill may provide low-income individuals with more accessible, albeit temporary, coverage options.
Would middle-income households be better off under this?+1
The clear definition of short-term insurance may offer middle-income families more flexible temporary coverage choices.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- The bill provides a clear definition for short-term limited duration insurance under Section 2 of the Act. This definition specifies that coverage must have an expiration date less than 12 months after the original effective date and a total duration of no more than 3 years, including renewals or extensions.
Potential Negative Impacts for People
- The provided text does not contain any information regarding potential negative impacts or burdens for individuals or groups of people.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+1Good For Middle Class Households+1
- Healthcare
- Reduces Private Insurance Premiums+2
- 1/3/2025
- Referred to the House Committee on Energy and Commerce.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.