Bill · H.R. 7270· House(119-HR-7270)
Stop Identity Fraud and Identity Theft Act of 2026
- Introduced
- 1/27/2026
- Last activity
- 1/27/2026 — Referred to the Committee on Oversight and Government Reform, and in addition to the Committees on Financial Services, and Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Sponsored by
- Pete Sessions
- Cosponsors
- - 1 - 1
- Introduced
- In Committee
What this bill would do
This bill, titled the "Stop Identity Fraud and Identity Theft Act of 2026," aims to create a government-wide approach to combat identity fraud and theft within the financial services industry. It seeks to address vulnerabilities caused by inadequate digital identity solutions that are exploited by organized crime and hostile nation-states. To do this, the Secretary of the Treasury is directed to establish a grant program for States to develop digital identity credentials, such as digital driver's licenses. These funds are intended to replace vulnerable legacy systems with more resilient and interoperable solutions. The bill also emphasizes protecting the privacy of individuals against AI-powered "deepfake" attacks.
Yes· 3 of 6
Does this better protect the country from computer attacks?+8
The bill funds the development of resilient digital identity credentials to defend against organized crime and hostile nation-states.
Does this give people more control over their personal data?+7
The bill prioritizes protecting individual privacy against technological threats like AI-powered deepfakes.
Does this protect people from being watched or searched?+7
The bill aims to strengthen privacy protections through more secure digital identity infrastructure.
The opposite
Would immigrants be better off under this?-5
The bill includes a specific prohibition on using funds to support the issuance of identity credentials to unauthorized immigrants.
Does this make it easier for immigrants already here to become citizens?-3
The bill explicitly prohibits using grant funds to issue identity credentials to unauthorized immigrants.
Who it would affect, and how
Potential Positive Impacts for People
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Protection against Cybercrime: The bill aims to reduce identity theft and fraud by replacing vulnerable legacy identity systems with more robust solutions to defend against organized criminals and hostile nation-states (Section 3(b)(1)(D)).
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Security against AI threats: Grants are intended to help protect the privacy and security of individuals by guarding against "deepfake" attacks powered by artificial intelligence (Section 3(b)(1)(B)).
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Integrity of Benefits: The use of these funds is meant to ensure the integrity of Government benefit programs paid through the Department of the Treasury (Section 3(b)(1)(E)).
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Assistance with Digital Credentials: States are required to use at least 10 percent of the provided funds to provide services that help individuals obtain identity credentials or verification services required to get a digital driver's license or other digital identity credential offered physically by the State (Section 3(b)(2)).
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Financial System Stability: The bill seeks to protect the United States financial system from abuse by illicit actors (Section 3(b)(1)(F)).
Potential Negative Impacts for People
- No protections for unauthorized immigrants: The bill explicitly prohibits the use of grant funds to support the issuance of driver's licenses or identity credentials to unauthorized immigrants (Section 3(c)(3)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Economy And Finance
- Improves Consumer Protection+6Improves Economic Growth+3
- National Security And Foreign Policy
- Improves Cybersecurity Defense+8
- Education And Technology
- Improves Data Privacy+7
- Governance And Ideology
- Improves Privacy Rights+7
- Social Issues And Justice
- Improves Pathway To Citizenship-3
- Demographic And Interest Groups
- Good For Low Income Households+3Good For Immigrants-5
- 2/9/2026
- 1 Cosponsor added.
- 1/27/2026
- Referred to the Committee on Oversight and Government Reform, and in addition to the Committees on Financial Services, and Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- 1 Cosponsor added.
- Introduced in House
Bill FosterDemocrat · Illinois
Richard McCormickRepublican · Georgia