Bill · H.R. 7232· House(119-HR-7232)
AID Act
- Introduced
- 1/22/2026
- Last activity
- 1/22/2026 — Referred to the House Committee on Education and Workforce.
- Sponsored by
- Haley Stevens
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This bill, known as the "Alleviating Intergenerational Debt Act" or the "AID Act," aims to amend the Higher Education Act of 1965. It introduces a new student loan allowance to be used when determining a student's aid index. This allowance is based on a parent's outstanding Federal student loan debt. The change is intended to begin with the 2027-2028 award year. The bill also includes provisions for adjusting the allowance amounts over time based on the Consumer Price Index. Finally, it requires the Secretary of Education to submit annual reports to Congress regarding the impact of these changes.
Yes· 3 of 6
Would students be better off under this?+5
The bill directly aids students by adjusting their aid index based on their parents' outstanding federal student loan debt.
Does this make college cost less?+5
The bill increases college affordability by providing a student loan allowance that reduces a student's aid index.
Would people in their twenties and thirties be better off under this?+4
The bill benefits young adults by potentially increasing their eligibility for financial aid through a parent's loan allowance.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Student Loan Allowance: The bill establishes a student loan allowance that is the lesser of $4,000 or 15 percent of a parent's outstanding Federal student loan debt (principal, interest, and fees). This allowance is subtracted from the parents' total income when calculating the student aid index (Section 2(a)(2)(A) and (5)).
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Inflation Adjustments: To ensure the allowance stays relevant, the Secretary is required to publish a revised table of allowances in the Federal Register. This table will increase the specified dollar amounts based on the percentage increase in the Consumer Price Index (Section 2(b)).
Potential Negative Impacts for People
- Income Exceptions: Certain higher-income earners are prohibited from receiving this benefit. A single parent with an adjusted gross income of more than $200,000, or married parents with a combined adjusted gross income of more than $400,000, may not receive the student loan allowance (Section 2(a)(2)(5)(B)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Students+5Good For Low Income Households+4Good For Young Adults+4Good For Middle Class Households+3
- Education And Technology
- Improves College Affordability+5
- Social Issues And Justice
- Improves Poverty Reduction+3
- 1/22/2026
- Referred to the House Committee on Education and Workforce.
- Introduced in House