CONGRESS FOR VOTERS

DemocratBill · H.R. 7133· House(119-HR-7133)

Merchant Codes Can Save Lives Act

Rep. Frost
Age: 29 years
Florida
Introduced
1/16/2026
Last activity
1/16/2026 — Referred to the House Committee on Financial Services.
Sponsored by
Maxwell Frost
Cosponsors
None
Finance and Financial Sector
  1. Introduced
  2. In Committee

What this bill would do

This bill, titled the "Merchant Codes Can Save Lives Act," aims to prevent states from stopping or discouraging the use of specific merchant category codes. It specifically focuses on codes used to identify firearm merchants and ammunition merchants. The legislation would amend title 31 of the United States Code to prohibit states from interfering with these codes. This includes codes for the purchase of firearms, ammunition, components, or accessories. Additionally, the bill grants the Attorney General the power to enforce these provisions through civil actions.

Yes· 3 of 5

  • Does this protect the right to own guns?+7

    By preventing states from deterring the use of specific merchant codes, the bill protects the ability of firearm merchants to process transactions for gun owners.

  • Would business owners be better off under this?+6

    Firearm and ammunition merchants are protected from state-level regulatory or deterrent actions regarding their transaction coding.

  • Does this give the federal government more power?+6

    The bill increases federal authority by preempting state laws regarding merchant category codes and empowering the Attorney General to enforce this prohibition.

The opposite

  • Does this put more limits on buying or owning guns?-6

    The bill prevents states from using merchant category codes as a tool to monitor or restrict firearm and ammunition transactions.