Bill · H.R. 6421· House(119-HR-6421)
IMPACT Act of 2025
- Introduced
- 12/4/2025
- Last activity
- 12/4/2025 — Referred to the House Committee on Energy and Commerce.
- Sponsored by
- Max Miller
- Cosponsors
- - 1 - 0
- Introduced
- In Committee
What this bill would do
This bill, known as the "IMPACT Act of 2025," aims to amend the Patient Protection and Affordable Care Act. The primary purpose is to expand eligibility for catastrophic health plans. It achieves this by adding a new subparagraph regarding household income requirements. These changes would apply to plan years starting at least six months after the act is enacted.
Yes· 3 of 7
Does this strengthen the Affordable Care Act?+5
The bill amends the Affordable Care Act to expand eligibility for catastrophic health plans.
Does this make health care easier to get in general?+5
The bill expands access to catastrophic health plans for those ineligible for premium tax credits or reduced cost-sharing.
Would households on low incomes be better off under this?+4
The bill helps those who are ineligible for standard subsidies by providing access to catastrophic plan options.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Expanded Access to Catastrophic Plans: Individuals who are determined to be ineligible, or reasonably expect to be ineligible, for the premium tax credit or reduced cost-sharing based on their household income would gain access to these plans (Section 3(a)).
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Improved Financial Accessibility: The bill finds that accessing affordable quality health care, including the ability to obtain critical medical services while maintaining lower premium structures, is paramount to citizens (Section 2(1)).
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Market Stability: The bill aims to address affordability issues and stabilize insurance markets against rising premiums (Section 2(2)).
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Healthcare System Strength: By addressing these issues, the bill seeks to enhance provider stability by reducing uncompensated care caused by uninsured patients (Section 2(3)).
Potential Negative Impacts for People
- No negative impacts are explicitly stated in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Healthcare
- Improves Healthcare Access+5Increases Affordable Care Act Support+5Reduces Private Insurance Premiums+3
- Demographic And Interest Groups
- Good For Low Income Households+4Good For Middle Class Households+3Good For Seniors+2Good For Urban Residents+2
- 12/4/2025
- Referred to the House Committee on Energy and Commerce.
- 1 Cosponsor added.
- Introduced in House
Lloyd SmuckerRepublican · Pennsylvania