Bill · H.R. 6256· House(119-HR-6256)
Floodplain Enhancement and Recovery Act
- Introduced
- 11/21/2025
- Last activity
- 11/21/2025 — Referred to the House Committee on Financial Services.
- Sponsored by
- Troy Downing
- Cosponsors
- - 4 - 4
- Introduced
- In Committee
What this bill would do
This bill, known as the "Floodplain Enhancement and Recovery Act," seeks to amend the Homeowner Flood Insurance Affordability Act of 2014. It introduces specific provisions regarding ecosystem restoration projects, which are defined as projects aimed at recovering or improving the functions of aquatic resources or floodplains. The bill provides exemptions from review or processing fees for flood insurance rate map change requests related to these projects. It also allows communities to permit certain projects within regulatory floodways even if they increase base flood elevations, provided specific conditions are met. Additionally, it mandates that the FEMA Administrator issue implementation guidance after consulting with various agencies.
Yes· 3 of 9
Does this better protect air, water and wildlife?+6
The bill facilitates ecosystem restoration projects aimed at improving the functions of aquatic resources or floodplains.
Does this improve help for people hit by a disaster?+3
The bill amends the Homeowner Flood Insurance Affordability Act to streamline the implementation of ecosystem restoration projects.
Would people in rural areas be better off under this?+3
The bill supports projects that improve the natural functions of floodplains often found in rural areas.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Fee Exemptions for Restoration Projects: Under Section 22(b), a requester is exempt from submitting review or processing fees when requesting a flood insurance rate map change based on an ecosystem restoration project. This could reduce the financial burden on those initiating such projects.
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Increased Flexibility for Community Projects: Section 22(c) allows a community to permit ecosystem restoration projects within an adopted regulatory floodway that might increase base flood elevations. This is possible if a professional engineer determines the cumulative effect will not increase the water surface elevation by more than 1 foot (or a determined amount), provided no insurable structure or critical infrastructure is adversely impacted and a post-project analysis is submitted to the Administrator within 180 days.
Potential Negative Impacts for People
- Potential Risk to Property or Infrastructure: Section 22(c)(2) specifies that these projects can only occur if no insurable structure or critical infrastructure is located in an area that would be adversely impacted by increased base flood elevations. However, the determination of whether a project's cumulative effect stays within the allowed limit relies on a professional engineer's "best judgment" as stated in Section 22(c)(1).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Environment Energy And Infrastructure
- Improves Environmental Protections+6Improves Disaster Relief And F E M A+3Improves Rural Development+2
- Demographic And Interest Groups
- Good For Rural Residents+3Good For Low Income Households+1Good For Urban Residents+1
- Economy And Finance
- Improves Economic Growth+2
- Governance And Ideology
- Increases Federal Power+1
- Social Issues And Justice
- Improves Affordable Housing+1
- 4/16/2026
- 1 Cosponsor added.
- 4/13/2026
- 1 Cosponsor added.
- 3/16/2026
- 2 Cosponsors added.
- 2/12/2026
- 1 Cosponsor added.
- 11/21/2025
- Referred to the House Committee on Financial Services.
- 3 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Janelle BynumDemocrat · Oregon
Glenn GrothmanRepublican · Wisconsin
Marie PerezDemocrat · Washington
Pramila JayapalDemocrat · Washington
Bryan SteilRepublican · Wisconsin
Derrick Van OrdenRepublican · Wisconsin
Gabe VasquezDemocrat · New Mexico
Tony WiedRepublican · Wisconsin