Bill · H.R. 6134· House(119-HR-6134)
STUDENT Act
- Introduced
- 11/19/2025
- Last activity
- 11/19/2025 — Referred to the House Committee on Education and Workforce.
- Sponsored by
- Randy Feenstra
- Cosponsors
- - 2 - 0
- Introduced
- In Committee
What this bill would do
This bill is called the Student Transparency for Understanding Decisions in Education Net Terms Act'' or the STUDENT Act''. It proposes to change the Higher Education Act of 1965. The goal is to require the disclosure of the total amount of interest that would be paid over the life of certain Federal student loans. This calculation would be based on the standard repayment plan and the borrower's total outstanding principal.
Yes· 3 of 6
Would students be better off under this?+5
Directly benefits students by providing full disclosure of loan interest costs.
Would people in their twenties and thirties be better off under this?+4
Provides essential cost transparency for those most likely to take out student loans.
Would households on low incomes be better off under this?+3
Helps low-income borrowers understand the full long-term cost of borrowing.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Total Interest Disclosure: By requiring the disclosure of the total interest paid over the life of a loan, borrowers may have a clearer understanding of the long-term cost of their loans (Sec. 2).
Potential Negative Impacts for People
- No negative impacts for individuals or groups of people are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Students+5Good For Young Adults+4Good For Low Income Households+3Good For Middle Class Households+3
- Economy And Finance
- Improves Consumer Protection+3
- Governance And Ideology
- Improves Government Transparency+3
- 11/19/2025
- Referred to the House Committee on Education and Workforce.
- 2 Cosponsors added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Ashley HinsonRepublican · Iowa
Zachary NunnRepublican · Iowa