Bill · H.R. 6016· House(119-HR-6016)
Keep Healthcare Affordable Act
- Introduced
- 11/10/2025
- Last activity
- 11/10/2025 — Referred to the House Committee on Ways and Means.
- Sponsored by
- Bradley Schneider
- Cosponsors
- - 3 - 0
- Introduced
- In Committee
What this bill would do
The "Keep Healthcare Affordable Act" is a bill that proposes changes to the Internal Revenue Code of 1986. It extends and modifies the enhanced premium tax credit. Specifically, it extends certain premium assistance rules and eligibility for taxpayers with higher incomes through 2029. These changes would take effect for taxable years starting after December 31, 2025.
Yes· 3 of 29
Would high-income households be better off under this?+9
Significantly expands eligibility to households earning up to 1000% of the poverty level.
Would households on low incomes be better off under this?+8
Extends essential subsidies that make health insurance affordable for low-income individuals.
Would middle-income households be better off under this?+8
Extends and expands access to credits, specifically for those above the previous 400% income limit.
The opposite
Does this reduce what the federal government owes?-3
Extending tax credits typically increases government expenditure and reduces tax revenue.
Does this reduce what the federal government spends?-3
Extending and expanding tax credits represents a continued fiscal cost to the government.
Does this make the government pay for what it commits to?-2
Expands tax expenditures without providing an immediate funding source.
Who it would affect, and how
Potential Positive Impacts for People
-
Extended Premium Assistance: Section 2(a) extends rules to increase premium assistance amounts through 2029, which helps keep healthcare affordable for a longer period.
-
Increased Income Eligibility: Section 2(b) increases the income limit for the credit from 400 percent to 1000 percent for taxable years between December 31, 2025, and January 1, 2030, allowing more high-income taxpayers to access the credit.
Potential Negative Impacts for People
- No negative impacts for people are explicitly mentioned in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For High Income Households+9Good For Low Income Households+8Good For Middle Class Households+8Good For Middle Aged+6Good For Young Adults+5Good For African Americans+4Good For Farmers+4Good For High Net Worth Individuals+4Good For Hispanic Americans+4Good For Native Americans+4Good For People With Disabilities+4Good For Students+4Good For Asian Americans+3Good For Business Owners+3Good For Children+3Good For L G B T Q Community+3Good For Men+3Good For Rural Residents+3Good For Urban Residents+3Good For White Americans+3Good For Women+3Good For Union Workers+2
- Healthcare
- Improves Healthcare Access+8Increases Affordable Care Act Support+8Reduces Private Insurance Premiums+6Improves Mental Health Access+2
- Social Issues And Justice
- Improves Poverty Reduction+4
- Economy And Finance
- Reduces Middle Class Taxes+5Improves Economic Growth+2Reduces Government Spending-3Reduces National Debt-3Improves Fiscal Responsibility-2
- 11/17/2025
- 3 Cosponsors added.
- 11/10/2025
- Referred to the House Committee on Ways and Means.
- Introduced in House
Wesley BellDemocrat · Missouri
Kristen McDonald RivetDemocrat · Michigan
Jimmy PanettaDemocrat · California