Bill · H.R. 5933· House(119-HR-5933)
HSAs For Heroes Act
- Introduced
- 11/7/2025
- Last activity
- 11/7/2025 — Referred to the House Committee on Ways and Means.
- Sponsored by
- Andy Biggs
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This bill, titled the "HSAs For Heroes Act," proposes several changes to the Internal Revenue Code regarding Health Savings Accounts (HSAs). It seeks to expand HSA contribution eligibility to include individuals who served in active military, naval, air, or space service and were discharged under conditions other than dishonorable. The Act also introduces tax exclusions for distributions made during periods of qualified caregiving. Additionally, it removes the requirement for a high deductible health plan to maintain an HSA and increases the contribution limit. The Secretary of the Treasury is tasked with issuing regulations and providing annual reports to Congress regarding these changes.
Yes· 3 of 9
Would veterans be better off under this, taking everything together?+6
The bill significantly expands the ability of veterans to use HSAs for medical expenses and cost-sharing without requiring a service-connected disability.
Does this increase the pay, pensions or support veterans receive?+5
The bill expands HSA eligibility to all veterans discharged under conditions other than dishonorable, increasing their financial toolset for healthcare.
Would middle-income households be better off under this?+4
Higher contribution limits and expanded eligibility provide significant tax-advantaged savings opportunities for middle-income families.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Expanded HSA Eligibility for Veterans: Under Section 2, individuals who served in the active military, naval, air, or space service and were discharged under conditions other than dishonorable may contribute to an HSA, even without a service-connected disability.
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Flexibility for Medical Expenses: Section 2 allows HSA funds to be used for cost-sharing or supplementary items not covered by a veteran's benefit program, even if a device or treatment is already fully covered by their benefits.
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Tax Benefits During Caregiving: Section 3 provides that amounts distributed from an HSA will not be included in gross income if they are paid or distributed during a period of qualified caregiving, which includes periods where an individual is on leave or not employed due to specific situations described in the Family and Medical Leave Act of 1993.
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Increased Contribution Limits: Section 4 increases the HSA contribution limit to $9,000 for individuals and twice that amount for joint returns.
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Removal of Plan Requirements: Section 4 removes the requirement that an individual must have a high deductible health plan to use an HSA.
Potential Negative Impacts for People
- No specific negative impacts are explicitly stated in the text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Veterans+6Good For Middle Class Households+4Good For Low Income Households+2
- Healthcare
- Improves Healthcare Access+4Increases Affordable Care Act Support+2
- National Security And Foreign Policy
- Improves Veterans Benefits+5
- Economy And Finance
- Reduces Middle Class Taxes+3Improves Economic Growth+1
- Social Issues And Justice
- Improves Poverty Reduction+2
- 11/7/2025
- Referred to the House Committee on Ways and Means.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.