Bill · H.R. 5651· House(119-HR-5651)
Affordability and Fairness for Mountain Communities Act of 2025
- Introduced
- 9/30/2025
- Last activity
- 9/30/2025 — Referred to the House Committee on Financial Services.
- Sponsored by
- Joe Neguse
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
The Affordability and Fairness for Mountain Communities Act of 2025 establishes a waiver program managed by the Secretary of Housing and Urban Development. This program allows county governments to calculate area median income using a specific ZIP Code or a group of bordering counties for certain covered programs. The bill covers several housing assistance programs administered by the Secretary of Housing and Urban Development or the Secretary of Agriculture. Additionally, the Secretary is required to conduct a study to find alternative ways to make housing more affordable for low-income families and seasonal workers in mountain communities. The results of this study must be reported to Congress within two years.
Yes· 3 of 9
Would households on low incomes be better off under this?+5
The bill provides mechanisms to adjust income-based housing assistance to better match the reality of high costs in mountain communities.
Would people in rural areas be better off under this?+5
The bill specifically targets mountain communities and rural areas to improve housing affordability through localized income calculations.
Does this make housing cost less?+5
The bill creates a waiver program to localize area median income calculations to better support housing affordability in mountain communities.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Flexible Income Calculations: County governments can use a ZIP Code or a group of bordering counties to calculate area median income, providing more localized calculation methods for covered programs (Section 2(b)).
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Improved Affordability Research: The Secretary is tasked with identifying alternative metrics and methods that could make housing more affordable for low-income families living in mountain communities (Section 3(a)(1)(B)).
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Support for Seasonal Workers: The bill directs a study to evaluate how factoring roommates into income calculations for seasonal workers might impact their housing assistance (Section 3(a)(2)).
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Assessment of Housing Crises: The required study will assess the extent and impacts of the affordable housing crisis specifically within mountain communities (Section 3(b)(2)(C)).
Potential Negative Impacts for People
- No specific negative impacts are explicitly detailed in the text of the bill.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+5Good For Rural Residents+5Good For Native Americans+3Good For People With Disabilities+3Good For Seniors+3Good For Middle Class Households+2
- Social Issues And Justice
- Improves Affordable Housing+5Improves Poverty Reduction+3Reduces Homelessness+2
- 9/30/2025
- Referred to the House Committee on Financial Services.
- Introduced in House