Bill · H.R. 5010· House(119-HR-5010)

Farm Credit Adjustment Act

Age: 51 years

Virginia

Introduced: 8/19/2025
Last activity: 1/13/2026 — Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.
Sponsored by: Eugene Vindman
Cosponsors: - 6 - 6

Agriculture and Food

Introduced
In Committee

What this bill would do

This bill, known as the "Farm Credit Adjustment Act," seeks to change how the Farm Credit Administration handles institution examinations. It provides the Farm Credit Administration with the option to extend the time between mandatory examinations for certain institutions. Specifically, it allows for a cycle of not more than 24 months for institutions deemed to be low-risk. This change would modify the existing Farm Credit Act of 1971. The provisions are set to take effect on October 1, 2026.

Yes· 3 of 4

Would business owners be better off under this?+2
The reduction in mandatory examination frequency may decrease administrative burdens for low-risk financial institutions.
Does this make it easier to run a small business?+2
The bill provides administrative flexibility and potential cost savings for low-risk Farm Credit System institutions by extending the examination cycle.
Would farmers be better off under this?+1
By easing the regulatory cycle for low-risk Farm Credit institutions, the bill may indirectly facilitate smoother credit environments for agricultural producers.