Bill · H.R. 4969· House(119-HR-4969)
Keep Mobile Homes Affordable Act
- Introduced
- 8/12/2025
- Last activity
- 8/12/2025 — Referred to the House Committee on Financial Services.
- Sponsored by
- Gabe Vasquez
- Cosponsors
- - 1 - 0
- Introduced
- In Committee
What this bill would do
The "Keep Mobile Homes Affordable Act" directs the Secretary of Housing and Urban Development to investigate pad site prices in manufactured home communities. The investigation aims to determine if prices are being manipulated or artificially increased through price gouging. The Secretary must submit a report including a long-term strategy and an analysis of how institutional investors impact seniors and underserved communities. Additionally, the Secretary is tasked with monitoring for single purchasers, including institutional investors, who buy excessive amounts of manufactured homes or pad sites. If a purchaser has bought more than 2,500 units since January 1, 2015, an investigation into price gouging, excessive rent increases, or failure to provide utilities must be conducted.
Yes· 3 of 9
Does this make housing cost less?+5
The bill seeks to address artificial price increases and price gouging for pad sites to keep mobile homes affordable.
Does this give people more protection from unfair business practices?+5
The bill directs investigations into potential price gouging and unfair rental increases in manufactured home communities.
Would people over 65 be better off under this?+4
The bill specifically tasks the Secretary with analyzing how institutional investors impact seniors in manufactured home communities.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Investigation of Pad Site Pricing: This could benefit residents by determining if prices are being manipulated or increased through price gouging (Section 2(a)).
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Long-term Strategy Development: The creation of a strategy using data on race, gender, and socioeconomic status could help address price manipulation in manufactured home communities (Section 2(b)(2)(A)).
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Analysis of Institutional Investor Impact: This provides a description of how institutional investors impact seniors and underserved communities (Section 2(b)(2)(B)).
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Monitoring of Excessive Purchases: The Secretary will monitor for single purchasers, such as institutional investors, who may be purchasing excessive amounts of homes or pad sites (Section 3(a)).
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Investigation of Specific Harms: For large-scale purchasers, the Secretary will investigate potential price gouging, rental increases significantly above the area's median, or the failure to provide utilities (Section 3(a)).
Potential Negative Impacts for People
- No specific negative impacts or burdens are explicitly stated in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+4Good For Seniors+4Good For African Americans+2Good For Women+2
- Social Issues And Justice
- Improves Affordable Housing+5Improves Poverty Reduction+3Improves Racial Equity+3
- Economy And Finance
- Improves Consumer Protection+5
- Governance And Ideology
- Improves Government Transparency+2
- 8/12/2025
- Referred to the House Committee on Financial Services.
- 1 Cosponsor added.
- Introduced in House
Raul RuizDemocrat · California