Bill · H.R. 4893· House(119-HR-4893)
National Guard and Reserve Student Loan Fairness Act
- Introduced
- 8/5/2025
- Last activity
- 8/5/2025 — Referred to the House Committee on Education and Workforce.
- Sponsored by
- Seth Magaziner
- Cosponsors
- - 3 - 1
- Introduced
- In Committee
What this bill would do
The National Guard and Reserve Student Loan Fairness Act aims to amend the Higher Education Act of 1965. This bill focuses on ensuring that members of the reserve components of the Armed Forces receive appropriate credit toward public service loan forgiveness. It establishes special rules for calculating qualifying payments based on years of service creditable toward retired pay. The legislation requires the Secretary of Defense and the Secretary of Education to perform a data matching process. This process is intended to identify eligible individuals and certify their service and payments automatically.
Yes· 3 of 6
Does this reduce what student borrowers owe or repay?+7
The bill allows reserve component members to receive credit toward public service loan forgiveness for their periods of service.
Would veterans be better off under this, taking everything together?+6
The bill specifically benefits those in the reserve components, a group that includes many veterans and current service members.
Does this increase the pay, pensions or support veterans receive?+5
The bill provides enhanced benefits to members of the reserve components by ensuring their service counts toward student loan forgiveness.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Credit for Reserve Component Members: Members of a reserve component of an Armed Force who complete a full year of covered service can have each month deemed as a month for which a qualifying payment was made, provided they made a corresponding monthly payment on an eligible Federal Direct Loan (Section 2, A(i)).
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Benefit for Partial Service: Members who complete a partial year of covered service can have up to six months in such year deemed as a month for which a qualifying payment was made, provided they made a corresponding monthly payment on an eligible Federal Direct Loan (Section 2, A(ii)).
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Simplified Certification Process: The Secretary of Defense and the Secretary of Education will perform a data matching process to identify eligible individuals and certify their service and payments without requiring further information or action from the individual (Section 2, B(ii)).
Potential Negative Impacts for People
- No negative impacts or burdens are explicitly identified within the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Veterans+6Good For Young Adults+4Good For Low Income Households+3
- Education And Technology
- Improves Student Loan Relief+7
- National Security And Foreign Policy
- Improves Veterans Benefits+5
- Social Issues And Justice
- Improves Poverty Reduction+3
- 8/22/2025
- 1 Cosponsor added.
- 8/19/2025
- 2 Cosponsors added.
- 8/5/2025
- Referred to the House Committee on Education and Workforce.
- 1 Cosponsor added.
- Introduced in House
Trent KellyRepublican · Mississippi
Sarah McBrideDemocrat · Delaware
Deborah RossDemocrat · North Carolina
Eric SorensenDemocrat · Illinois