Bill · H.R. 4643· House(119-HR-4643)
Business Uninterrupted Monetary Program Act of 2025
- Introduced
- 7/23/2025
- Last activity
- 7/24/2025 — Referred to the Subcommittee on Highways and Transit.
- Sponsored by
- J. Correa
- Cosponsors
- - 1 - 0
- Introduced
- In Committee
What this bill would do
This bill establishes the "Business Uninterrupted Monetary Program Fund," known as a BUMP Fund. The Act requires grant recipients of certain transit and highway transportation projects to create these funds to assist entities negatively impacted by project interruptions. These funds are intended to reimburse private businesses or nonprofits for expenses like rent, payroll, or loss of income caused by construction activities. The bill sets specific rules for how these funds are contributed, managed, and distributed. It also includes a competitive grant program to provide relief for specific projects.
Yes· 3 of 7
Would business owners be better off under this?+7
The bill creates a specific mechanism to reimburse business owners for losses like payroll, rent, and lost income due to construction.
Does this make it easier to run a small business?+6
The bill provides financial relief to private businesses and nonprofits impacted by the costs of transportation projects.
Does this repair or build roads and bridges?+5
The bill supports the continuity of large-scale highway and transit projects by mitigating economic disruption to local businesses.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Financial Relief for Impacted Businesses: The BUMP Fund provides financial assistance to "covered entities" (private businesses or nonprofits) that suffer measurable negative impacts to their financial well-being due to project interruptions (Section 2, Section 5309(s)(2)(B); Section 3, Section 180(2)(B)).
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Broad Range of Reimbursable Expenses: The funds can be used to cover various essential costs, including utilities, insurance, rent or mortgage, and payroll (Section 2, Section 5309(s)(5)(A); Section 3, Section 180(5)(A)).
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Flexibility for Project Sponsors: For projects with multiple concurrent operations, a sponsor may maintain a single fund to cover all projects, which helps streamline administration (Section 2, Section 5309(s)(6); Section 3, Section 180(10)).
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Utilization of Unused Funds: If funds are not fully used for business assistance, they can be used for project enhancements, construction cost overruns, or other eligible projects (Section 2, Section 5309(s)(8); Section 3, Section 180(7)).
Potential Negative Impacts for People
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Financial Burden on Project Sponsors: Project sponsors are required to contribute amounts to the BUMP Fund, which must reflect the estimated damages caused by the project interruption (Section 2, Section 5309(s)(3)(A)(v); Section 3, Section 180(3)(A)(v)).
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Risk of Expense Disqualification: The Secretary has the authority to disqualify an eligible expense if it is determined to be inconsistent with the requirements of the Act (Section 2, Section 5309(s)(5)(B); Section 3, Section 180(5)(B)).
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Requirement for Complex Application Information: Applicants must provide detailed information regarding how they will determine eligibility, distribute funds, and verify information, which adds administrative requirements to the grant process (Section 2, Section 5309(s)(4); Section 3, Section 180(4)).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Business Owners+7Good For Urban Residents+3Good For Low Income Households+2
- Economy And Finance
- Improves Small Business Support+6
- Environment Energy And Infrastructure
- Improves Roads And Bridges+5
- Social Issues And Justice
- Improves Affordable Housing+3
- Governance And Ideology
- Improves Government Transparency+2
- 7/24/2025
- Referred to the Subcommittee on Highways and Transit.
- 7/23/2025
- Referred to the House Committee on Transportation and Infrastructure.
- 1 Cosponsor added.
- Introduced in House
Troy CarterDemocrat · Louisiana