Bill · H.R. 4056· House(119-HR-4056)
RAMP Act
- Introduced
- 6/20/2025
- Last activity
- 6/20/2025 — Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Sponsored by
- Gus Bilirakis
- Cosponsors
- - 0 - 1
- Introduced
- In Committee
What this bill would do
This bill, known as the "Repair Abuses of MSP Payments Act" or the "RAMP Act," seeks to amend title XVIII of the Social Security Act. The primary goal is to allow for a private cause of action for damages. This would apply in instances where a group health plan fails to provide for primary payment or appropriate reimbursement. The legislation was introduced by Mr. Bilirakis and Mr. Schneider.
Yes· 3 of 5
Would people over 65 be better off under this?+6
Seniors on Medicare may benefit from improved enforcement of primary payment obligations by group health plans.
Would retired people be better off under this?+6
Retirees relying on Medicare may find better protection against group health plan payment failures.
Does this give people more protection from unfair business practices?+6
The bill enhances protections for individuals by allowing them to seek damages from group health plans that fail to make appropriate payments.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
- Ability to Seek Damages: The bill amends Section 1862(b)(3)(A) of the Social Security Act to permit a private cause of action for damages. This could be positive for individuals if a group health plan fails to provide primary payment or appropriate reimbursement (Section 2).
Potential Negative Impacts for People
- No specific negative impacts are explicitly detailed in the provided text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Retirees+6Good For Seniors+6
- Economy And Finance
- Improves Consumer Protection+6
- Governance And Ideology
- Improves Due Process+5
- Social Issues And Justice
- Improves Social Security+5
- 6/20/2025
- Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- 1 Cosponsor added.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
Bradley SchneiderDemocrat · Illinois