Bill · H.R. 3576· House(119-HR-3576)
Veterans’ Life Insurance Expansion and Integrity Act of 2025
- Introduced
- 5/23/2025
- Last activity
- 6/6/2025 — Referred to the Subcommittee on Disability Assistance and Memorial Affairs.
- Sponsored by
- Sheri Biggs
- Cosponsors
- - 1 - 0
- Introduced
- In Committee
What this bill would do
This bill, titled the "Veterans' Life Insurance Expansion and Integrity Act of 2025," aims to amend laws regarding life insurance for veterans administered by the Secretary of Veterans Affairs. It expands the Department of Veterans Affairs life insurance program by removing certain service-connected disability requirements and allowing applications before a veteran reaches 81 years of age. The Act also mandates a study by the Secretary to evaluate the program's enrollment, claims, and financial stability. Additionally, it establishes new protections regarding the cancellation of insurance policies due to administrative errors. These changes include requirements for notice and an opportunity for evidence submission.
Yes· 3 of 6
Would veterans be better off under this, taking everything together?+8
The bill significantly expands life insurance eligibility and provides administrative protections for veterans.
Does this help veterans get medical care?+7
The bill expands life insurance eligibility and provides stronger protections against policy cancellation for veterans.
Does this increase the pay, pensions or support veterans receive?+7
The bill expands access to life insurance and provides new due process protections for veterans.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Expansion of insurance eligibility: The bill removes the requirement for a "service-connected disability" and changes the age requirement so that a veteran can submit an application before attaining 81 years of age. This expands the life insurance program for veterans. (Section 2(a))
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Increased transparency and oversight: The Secretary of Veterans Affairs is required to conduct a study on the life insurance program, which includes reporting on enrollment numbers, claims, payments, and the financial stability of the program. (Section 2(c))
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Protection against policy cancellation due to errors: If the Secretary decides to cancel or void an insurance policy due to an administrative error, the insured must receive prior notice explaining the error and has at least 90 days to submit evidence that no error occurred. (Section 3(b)(1))
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Timely review of evidence: When a veteran submits evidence to contest a cancellation, the Secretary must determine if the evidence shows no administrative error within 180 days. (Section 3(b)(2))
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Limit on when policies can be voided for errors: The Secretary is prohibited from canceling or voiding a policy due to an administrative error after one year from the date the contract or policy was issued, reinstated, or converted. (Section 3(b)(3))
Potential Negative Impacts for People
- No negative impacts are explicitly identified in the text.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Veterans+8Good For Seniors+5
- Governance And Ideology
- Improves Due Process+6Improves Government Transparency+5
- Healthcare
- Improves Veterans Healthcare+7
- National Security And Foreign Policy
- Improves Veterans Benefits+7
- 6/6/2025
- Referred to the Subcommittee on Disability Assistance and Memorial Affairs.
- 5/26/2025
- 1 Cosponsor added.
- 5/23/2025
- Referred to the House Committee on Veterans' Affairs.
- Introduced in House
Ralph NormanRepublican · South Carolina