Bill · H.R. 3517· House(119-HR-3517)
Social Security Enhancement and Protection Act of 2025
- Introduced
- 5/20/2025
- Last activity
- 5/20/2025 — Referred to the House Committee on Ways and Means.
- Sponsored by
- Gwen Moore
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
The Social Security Enhancement and Protection Act of 2025 proposes several reforms to Title II of the Social Security Act. It introduces a higher special minimum benefit for lifetime low earners based on their years of work, including time spent caring for young children. The bill establishes an increased benefit for qualified beneficiaries based on long-term eligibility. It also extends child's insurance benefits to include full-time post-secondary students up to age 26. To fund these changes, the bill implements a phased reduction in the percentage of wages and self-employment income subject to taxation above the contribution base. Finally, it increases the employment tax rate for employees, employers, and the self-employed.
Yes· 3 of 15
Would households on low incomes be better off under this?+8
The bill significantly raises the minimum benefit for lifetime low earners.
Does this strengthen Social Security?+8
The bill increases minimum benefits, extends student benefits, and adds long-term eligibility increases.
Would people over 65 be better off under this?+7
The bill increases minimum benefits and introduces long-term eligibility increases for retirees.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
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Increased Minimum Benefits for Low Earners: The bill raises the special minimum benefit for individuals based on their years of work, providing more support for those with lower lifetime earnings (Section 2):
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Recognition of Caregiving: The formula for determining years of work can now include up to 5 years of time spent providing care for a child under 6 years of age (Section 2):
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Increased Benefits for Long-Term Beneficiaries: A new provision establishes an increased benefit for "qualified beneficiaries" who have been eligible for at least 16 years (Section 3):
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Extended Support for Students: The child's insurance benefit is extended to include full-time post-secondary students up to the age of 26 (Section 4):
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Protection of Means-Tested Benefits: Any increase in Social Security benefits received through this Act will not be counted as income or resources when determining eligibility for other Federal, State, or local assistance programs (Section 8):
Potential Negative Impacts for People
- Higher Employment Tax Rates: The bill imposes an increase in the employment tax rate for employees, employers, and those with self-employment income, with rates scheduled to rise gradually through 2031 (Section 7):
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Low Income Households+8Good For Retirees+7Good For Seniors+7Good For Students+6Good For Children+5Good For Women+5Good For Young Adults+4Good For Business Owners+3Good For Middle Class Households+2
- Social Issues And Justice
- Improves Social Security+8Improves Poverty Reduction+6Improves Childcare Affordability+4
- Economy And Finance
- Improves Small Business Support+5Reduces Middle Class Taxes+5Reduces Small Business Taxes+5
- 5/20/2025
- Referred to the House Committee on Ways and Means.
- Introduced in House