Mental Health Infrastructure Improvement Act of 2025

Increased Access to Care: The bill allows for the construction, renovation, and addition of inpatient beds for mental health and substance use treatment, which can increase the number of available beds in counties that currently lack enough capacity (Section 2(a) and 2(b)(1)).

Support for Rural and Underserved Areas: Preference is given to projects that provide services in high-need rural or underresourced communities (Section 2(b)(2)).

Focus on Youth: At least 25 percent of the funds must be set aside for facilities that primarily serve children and adolescents (Section 2(c)).

Modernized Treatment: Loans can be used to improve digital infrastructure and telehealth capabilities, potentially making care more accessible (Section 2(a)(1)(B)).

Comprehensive Care: The bill favors facilities that provide multiple services across the continuum of care or specialized care for complex cases and medical co-morbidities (Section 2(b)(3) and 2(b)(4)).

Financial Burden on Borrowers: Borrowers must provide at least 25 percent of the project funding from other sources and pay fees or premiums using non-federal funds (Section 2(d)(10)).

Limited Funding: The total amount available for loans and loan guarantees is capped at $200,000,000 per fiscal year from 2026 through 2030, which may limit the number of people who can benefit (Section 2(h)(2)).

Strict Eligibility for Loan Guarantees: The Secretary cannot provide a loan guarantee if the loan is subordinated to other debt or claims, which may make it harder for some eligible entities to qualify (Section 2(d)(4)).