Bill · H.R. 3174· House(119-HR-3174)
Made in America Manufacturing Finance Act
- Introduced
- 5/1/2025
- Last activity
- 5/13/2026 — Committee on Small Business and Entrepreneurship. Hearings held.
- Sponsored by
- Roger Williams
- Cosponsors
- - 12 - 0
- Introduced
- Passed House
- In Senate committee
What this bill would do
The "Made in America Manufacturing Finance Act" aims to increase loan limits specifically for small manufacturers. The bill defines a small manufacturer as a small business whose primary business is in NAICS sectors 31, 32, or 33 and has all production facilities in the United States. It amends the Small Business Act to raise certain loan thresholds for these businesses. Additionally, it modifies the Small Business Investment Act of 1958. These changes are intended to provide higher borrowing capacities for manufacturers.
Yes· 3 of 5
Does this make it easier to run a small business?+7
The bill directly increases loan thresholds for small manufacturers to provide them with greater financial flexibility.
Would business owners be better off under this?+7
The bill provides significant financial benefits and increased capital access for small manufacturing business owners.
Is this likely to create jobs?+3
Increasing loan limits for manufacturers provides capital that can be used to expand production and hire more workers.
The opposite
No question was scored the opposite.
Who it would affect, and how
Potential Positive Impacts for People
-
Increased loan access for specific manufacturers: Under Section 3, small manufacturers can access higher loan amounts, such as $7,500,000 (or more if the gross amount exceeds $10,000,000) instead of the previous limit of $3,750,000.
-
Expanded capacity for export purposes: Section 3 amends the limits for export purposes, allowing small manufacturers to access up to $9,000,000 (or more if the gross amount exceeds $10,000,000), with specific limits on working capital and supplies.
-
Higher limits for export-related financing: Section 3 changes the limit for certain loans made to small manufacturers to $10,000,000.
-
Increased investment limits: Section 4 amends the Small Business Investment Act of 1958 to increase a specific amount from $5,500,000 to $10,000,000.
Potential Negative Impacts for People
- Restrictions on fund usage: According to Section 3, for certain loans to small manufacturers, not more than $8,000,000 may be used for working capital, supplies, or financings under paragraph (14) for export purposes.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Economy And Finance
- Improves Small Business Support+7Improves Economic Growth+3Increases Job Creation+3
- Demographic And Interest Groups
- Good For Business Owners+7Good For Rural Residents+2
- 5/13/2026
- Committee on Small Business and Entrepreneurship. Hearings held.
- 12/4/2025
- Senate vitiated previous action of 12/02/2025 by Unanimous Consent.
- Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 283.
- 12/2/2025
- Received in the Senate and Read twice and referred to the Committee on Finance.
- 12/1/2025
- Motion to reconsider laid on the table Agreed to without objection.
- Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)
- On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)
- DEBATE - The House proceeded with forty minutes of debate on H.R. 3174.
- Considered under suspension of the rules. (consideration: CR H4912-4913)
- Mr. Williams (TX) moved to suspend the rules and pass the bill, as amended.
- 8/15/2025
- Reported (Amended) by the Committee on Small Business. H. Rept. 119-224.
- Placed on the Union Calendar, Calendar No. 182.
- 7/22/2025
- Committee Consideration and Mark-up Session Held
- Ordered to be Reported (Amended) by Voice Vote.
- 1 Cosponsor added.
- 7/21/2025
- 6 Cosponsors added.
- 7/17/2025
- 2 Cosponsors added.
- 6/5/2025
- 1 Cosponsor added.
- 5/13/2025
- 2 Cosponsors added.
- 5/1/2025
- Referred to the House Committee on Small Business.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.
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Jake EllzeyRepublican · Texas
Brad FinstadRepublican · Minnesota
Craig GoldmanRepublican · Texas
Brian JackRepublican · Georgia
Kimberlyn King-HindsRepublican · Northern Mariana Islands
Nick LaLotaRepublican · New York
Daniel MeuserRepublican · Pennsylvania
Nathaniel MoranRepublican · Texas
Derek SchmidtRepublican · Kansas
Beth Van DuyneRepublican · Texas
Tony WiedRepublican · Wisconsin