Bill · H.R. 3007· House(119-HR-3007)
Medicare Protection Act of 2025
- Introduced
- 4/24/2025
- Last activity
- 4/24/2025 — Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Sponsored by
- Kevin Kiley
- Cosponsors
- None
- Introduced
- In Committee
What this bill would do
This bill, H.R. 3007, amends Title XVIII of the Social Security Act to exclude certain sales of principal residences from the income-related monthly adjustment amount (IRMAA) calculations under Medicare. The bill is cited as the "Medicare Protection Act of 2025". It modifies the definition of modified adjusted gross income for IRMAA calculations to exclude gains from the sale of a primary residence, under specific conditions.
Potential Positive Impacts for People:
- Exclusion of Home Sale Gains from IRMAA Calculation (Section 2): This is potentially positive for Medicare recipients who sell their primary residence. Excluding this income from the IRMAA calculation could prevent an increase in their Medicare premiums, thus saving them money.
Potential Negative Impacts for People:
- Exclusion Limit (Section 2): The bill states that the exclusion applies "unless the sale of a principal residence of such individual has previously been excluded". This may create confusion or hardship to individuals who are selling their second home because they have had to sell a primary residence sometime in the past.
Yes· 3 of 8
Would people over 65 be better off under this?+7
Prevents an increase in Medicare premiums for seniors who sell their principal residence.
Would retired people be better off under this?+7
Directly benefits retirees by excluding home sale gains from the IRMAA income calculation.
Does this make health care easier to get in general?+5
By lowering potential Medicare premium hikes for some, it improves financial access to healthcare.
The opposite
No question was scored the opposite.
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Demographic And Interest Groups
- Good For Retirees+7Good For Seniors+7Good For Billionaires+4Good For High Income Households+4Good For High Net Worth Individuals+4Good For Middle Class Households+4Good For Ultra High Net Worth Individuals+4
- Healthcare
- Improves Healthcare Access+5
- 4/24/2025
- Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Introduced in House