Bill · H.R. 2987· House(119-HR-2987)
CEASE Act of 2025
- Introduced
- 4/24/2025
- Last activity
- 6/9/2025 — Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
- Sponsored by
- Robert Bresnahan
- Cosponsors
- None
- Introduced
- Passed House
- In Senate committee
What this bill would do
This bill is titled the "Capping Excessive Awarding of SBLC Entrants Act of 2025" or the "CEASE Act of 2025." It aims to amend the Small Business Act. The primary goal is to place a limit on the number of small business lending companies. Specifically, it seeks to restrict the number of non-profit small business lending companies authorized to make loans under section 7.
Yes
Does this give the federal government more power?+1
The bill increases the regulatory authority of the SBA Administrator to cap lending companies.
The opposite
Would business owners be better off under this?-4
Business owners may face more difficulty obtaining loans due to the cap on lending companies.
Does this make it easier to run a small business?-3
Limiting the number of authorized small business lending companies could reduce access to capital for small businesses.
Is this likely to grow the economy?-2
By limiting the number of lending entities, the bill may restrict the availability of credit, which could hinder economic growth.
What Congress actually voted on
2 recorded votes have been taken on this bill. One of them decided something; the rest moved it along.
- The House: the vote on whether to pass the billPassed 214–198
This is the real decision in this chamber. Passing here sends the bill to the other chamber, which must pass it too before it can go to the President.
06/05/2025 · Roll call 155 · recorded as “On Passage”
Who it would affect, and how
Potential Positive Impacts for People
- There are no specific positive outcomes or benefits for individuals or groups of people listed in the provided text.
Potential Negative Impacts for People
- Limitation on Small Business Lending Companies: The bill would ensure that no more than 16 small business lending companies that are not nonprofit entities are authorized to make loans under section 7 at any time (Section 2).
Groups and Interests Ranking
Every group the model scored this bill for, from -10 to +10. Hover a score for the reason it gave.
- Economy And Finance
- Improves Small Business Support-3Improves Economic Growth-2
- Demographic And Interest Groups
- Good For Business Owners-4
- Governance And Ideology
- Increases Federal Power+1
| Updated | Bill | Title | Policy Area |
|---|---|---|---|
| 1 year ago | On agreeing to the Rules amendment (A001) Agreed to without objection. |
- 6/9/2025
- Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
- 6/5/2025
- Motion to reconsider laid on the table Agreed to without objection.
- Passed/agreed to in House: On passage Passed by the Yeas and Nays: 214 - 198 (Roll no. 155). (text of amendment in the nature of a substitute: CR H2489)
- On passage Passed by the Yeas and Nays: 214 - 198 (Roll no. 155). (text of amendment in the nature of a substitute: CR H2489)
- On motion to recommit Failed by the Yeas and Nays: 201 - 212 (Roll no. 154).
- Considered as unfinished business. (consideration: CR H2493-2494)
- POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 2987, the Chair put the question on motion to recommit and by voice vote, announced that the noes had prevailed. Ms. Velazquez demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
- The previous question on the motion to recommit was ordered pursuant to clause 2(b) of rule XIX.
- Ms. Velazquez moved to recommit to the Committee on Small Business. (text: CR H2491)
- The previous question was ordered pursuant to the rule.
- DEBATE - The House proceeded with one hour of debate on H.R. 2987.
- Rule provides for consideration of H.R. 2483, H.R. 2931, H.R. 2966 and H.R. 2987. The resolution provides for consideration of H.R. 2483 under a structured rule and for consideration of H.R. 2931, H.R. 2966, and H.R. 2987 under a closed rule. The resolution provides for one hour of debate and one motion to recommit on each bill.
- Considered under the provisions of rule H. Res. 458. (consideration: CR H2489-2491)
- 6/4/2025
- Rule H. Res. 458 passed House.
- 6/3/2025
- Rules Committee Resolution H. Res. 458 Reported to House. Rule provides for consideration of H.R. 2483, H.R. 2931, H.R. 2966 and H.R. 2987. The resolution provides for consideration of H.R. 2483 under a structured rule and for consideration of H.R. 2931, H.R. 2966, and H.R. 2987 under a closed rule. The resolution provides for one hour of debate and one motion to recommit on each bill.
- 5/21/2025
- Reported (Amended) by the Committee on Small Business. H. Rept. 119-107.
- Placed on the Union Calendar, Calendar No. 79.
- 4/30/2025
- Committee Consideration and Mark-up Session Held
- Ordered to be Reported (Amended) by the Yeas and Nays: 15 - 11.
- 4/24/2025
- Referred to the House Committee on Small Business.
- Introduced in House
One bill Congress.gov lists as related to this one — companions in the other chamber, earlier versions, and bills this one absorbed or was folded into.